The 6 BEST Bank Accounts of 2023 (High Yield)

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Information The 6 BEST Bank Accounts of 2023 (High Yield)

Title	:	The 6 BEST Bank Accounts of 2023 (High Yield)
Lasting	:	15.53
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Views	:	172 rb

it not work in rwanda
Comment from : cee_music

What if you need to deposit a check for a online account?
Comment from : Illclue

Varo bank offers 5 and if ever need cash, you can borrow 200$ which goes in checking account and only repay 212$ in a month time
Comment from : Reg B

when establishing a new HYSA, are you using a wire transfer to move money or slow, small ACH transfers over time?
Comment from : Farheen Qurashi

I know this may sound unlikely to many of you but I just want to share it here for the good of anyone who is interested in earning massively I've been investing with Fabulous Hackers, for some week's now, the first investment I made was good and to my greatest surprise, I made a withdrawal today
Comment from : Jason Aldine

25 for Sofi checking account or should it be 025
Comment from : vaibhav singh

I like how Daniel changes out his throw pillows to match his shirt It's the little things that makes the difference in his videos vs other credit card video personalities
Comment from : Rich Coleman

So what you are saying is put your money in a central bank giving them complete control over your life cbdcwhat an idiot
Comment from : patrick forston

What do y’all think about the Amex HYSA and checking
Comment from : Christian Torres

Just to let everyone know incase you're still trying to decide, Wealthfront currently has a 480 APY 😲😤😤
Comment from : Loha

How can you withdraw if needed?
Comment from : Rashaad A

Hey Daniel I found your vid and I liked a lot I will apreciate if you can help me to find the right bank for me as Im not from the USA but my business is in the USA Where can I email you me or how can I comunicate with you, the issue that I have can be a good vid material for you as well
Comment from : Horacio Peralta

Amex HYSA has been good to me as well
Comment from : Luminescent Lion

Need a public bank
Comment from : Rhonda Goff

i would go with sofi 100 if i could transfer money as easy/quickly as i can with a bank such as chase or US bank I do too many transfers to be waiting 2-3 days for it to clear and also having to use someones routing and account number? come on its 2023 im not making someone create a sofi account just for easy transactions lol
Comment from : Brad

I’m a 13 year old kid looking to find the best bank to save in for college (I want Toto be an architect so I’d like financial freedom)
Comment from : Venix

I’m thinking of going to city national bank What is your take
Comment from : JakouSelazo

Good to know I just opened a 360 account with Capital One and I’m looking forward to seeing the returns 👍
Comment from : Mark Boudreaux

Does Ally require Direct Deposit for the full APR like Sofi?
Comment from : latinboy906

Fidelity CMA account is also a great checking account like product The yield is only about 25 but you can put your money in a Money Market Fund at Fidelity and the CMA will pull it out when it is needed automatically They have a treasury MMF that is paying 49 right now and that is state tax free too
Comment from : Frugal Dad Finance

i have synchronybank seems good
Comment from : Joe G

The reviews on sofi bank say it’s terrible, not having access to money or having their account closed
Comment from : Jason Menjivar

I’m confused about something… let’s say you put in 10,000$ at a 4 earning… which is 400$ in earning… my confusion is… do they pay you 400$ each month adding up to 4,000$ a year or do you only earn 400$ for the whole year??? Anyone?
Comment from : Eh Eh Eh

How about Synchrony bankthey have the highest interest on CDs and savings
Comment from : Sean Stehura

Gods work
Comment from : Snotsauce

Capital One 😤😤
Comment from : GLRYB2GD

Helpful video Though I think it would have been more helpful to include that some of these banks have an APY of over 4 after you reach a 5k balance
Comment from : Toni M

Wow you’re so effing cute man 😍
Comment from : YourRealtorRyan

Insightful video I just want to know best how people split their pay, how much of it goes into savings, spendings or investments I'm 27, and earn nothing less $150k per year, but nothing to show for it yet
Comment from : Kevin Meaders

There’s also PayPal saving account Can you add this into competition?
Comment from : Peter Young

I'm a person who likes to keep my money all in one place and needs and physical branch to deposit cash as well Not sure what bank to go with ugh everything is online
Comment from : Carlos Ortega

Why no varo?
Comment from : MarlonOwnsYourCake

How do I connect my pay stubs to my sofi account
Comment from : King404

It's not all about interest rates, it's also about being able to access your money at branches and ATMs It's about being able to talk face to face with a person, replace your debit card right away brbrJust don't go to Bank of America or Chase unless you are rich, I've heard things about them and they are not good
Comment from : Blue Oak

Damn no chime?
Comment from : Jose Vasquez

All these are only for US citizens, could you make a video for people living outside the USA?
Comment from : True Media

After SoFi sued to end student loans repayment pause, I lost all consumer respect for them
Comment from : mickey _dbeh

A STABLE INCOME IS MORE IMPORTANT THAN HIGH YIELD SAVINGS FOR RETIREMENT PLANNING Big ups to everyone working effortlessly trying to earn a living while building wealth I'm 40 and my wife 34 We are both retired with over $3 million in net worth and no debts Currently living smart and frugal with our money Saving and investing lifestyle made it possible for us this early even till now we earn monthly through passive income
Comment from : Travis Paul

Intro 0:00br1) Sofi Checking & Savings 0:55br2) Capital One 360 Savings 4:37br3) Ally Online Savings 6:27br4) Wealthfront Cash 9:10br5) Discover Online Savings 12:00br6) Schwab Checking Account 13:43
Comment from : Tramel Middlebrook

Can someone explain to me why if there are banks that give you 4 or also 5 garanteed over a year and this can be also used for composite interest there are the robot advisor, etf ecc?? Im completely new to this worldbut not complain about i need to risk for a 58 instaed of a secure 5, im missing something
Comment from : Holymoly

love the content! would be even better if you could timestamp each bank/account mentioned in your video to make referring back easier
Comment from : Curie Chiou

Apple savings is 415 and PayPal Savings is 430
Comment from : The Brown Hound

I’m a a barber, so a lot of my money is in cash(not all) when I put that money into the savings account, will it qualify for the apy
Comment from : Christian Imura

I have Discover Bank for checking and savings! I honestly love them! I can deposit $1,000 of cash at Walmart locations, rapid pay, 100 based customer care, fantastic mobile app, and great APY & rewards what more could one want? I've never encountered issues with them, except their security can be a pain and be too secure, lol but overall they are a awesome bank!
Comment from : Eric Adkins

Has anyone here heard about Milli Bank? I like their app and their savings features Plus the savings account is at 475 I think Just not a whole lot of info out there
Comment from : Leo Nardo

So many issues with Wells Fargo lately…
Comment from : Chris Ali

I am a teen with a $10 a week allowance what would be the best option for a beginner checking account
Comment from : Eli Farina

does the current apy for capital 360 saving apply to each saving account created or is that apy only for the first one made ?
Comment from : Rigoberto Rodriguez

Ally Bank vs Wealthfront?
Comment from : Carlos Rivera

I’ve banked with Discover for 2 years now and it’s my main bank If you’re the kind of person who either doesn’t keep much money in your checking account or you just don’t have a lot left between paychecks, that 1 cashback is gonna earn you way more than say capital one’s 010 interest I don’t use my debit card as much as I was when I first started using them but I still get about $3 - $5 back each month for the times I do use it And they just made it so you can add cash at Walmart locations
Comment from : Spag1308

42 APY with SoFi
Comment from : caleb

It seems that residents of certain States, like Florida and Texas, will not be accepted for a bank account without a previous business relationship with US Bank Customer service tells me need to apply for and be approved for another product first, like a credit card
Comment from : dbest47

Dude is just glazing SoFi
Comment from : Eduardo Martinez

Hi Daniel I noticed you didn't mention Primis bank savings at 492 what do you think of them?
Comment from : Dennis Maginnis

Is that only a yearly interest I was wondering about monthly interest
Comment from : Hawk Eye5051

Great tips!can u do more videos for best credit card or easy access to get credit card for international students
Comment from : Zikra Adem

Capital one 360 savings is 375 APY
Comment from : London Ramirez

So fast I can barely understand what he is speaking😮
Comment from : Route-66 barefoot

Does SoFi work with Zelle?
Comment from : Mr

Should I trust cash app with my ssn and identity?
Comment from : MoreNaFis

Hey, Daniel! Love your channel! CIT Bank is now offering 475 APY on savings over $5,000 Any info on whether this bank is a good option?
Comment from : J M

What about banks like I'm Japan and I'm Europe because I'm interested in those places You mind helping me out?
Comment from : Xicor Escalante

Varo bank is now 5 APY on savings up to 5k
Comment from : Bradley Jackson

Capital One is now 350 😊!
Comment from : jelloMadison

I like Synchrony
Comment from : Native2458

Sofi just changed to 42 APY !!
Comment from : MyPastaBois

What about Amex?
Comment from : Letícia e Chris

I’m interested to see as of today Apple Savings Account via Apple Card 415 APY… my only thing can my wife and I easily access this otherwise will find this video helpful!
Comment from : HeyNickJ

Marcus by golden sachs beats all of these 🫡🤷🏽‍♂️
Comment from : Gio rodriguez

You can tell your a SoFi sponsored DRider paying money to deposit your own money sucks and is dumb that’s the reason why I canceled my Dave account they got fees for everything for transfers and for deposits those banks are scams
Comment from : Fvck u

Sofi is suing the federal gov to restart student loan payments so they can get first dibs on refinancing They suck
Comment from : what

These are all for personal accounts correct? What’s a good business bank account ?
Comment from : Xaviera Coleman

I’m having trouble finding a hysa that also allows atm access with no fees
Comment from : AntonioL14

Saving 60! Do you have kids?
Comment from : Dj Crazy Disciple

Lending Club is offering 425
Comment from : Carlos Montanez

Thank u for addressing the sofi info! I wish I could also get the direct deposit but better than nothin !
Comment from : Nellie Mar

I have friends who use BOA I don’t think it’s checking account even pays interest I don’t think my small bank pays interest on checking accounts, either It would be nice if they did
Comment from : Amos Draak

@14:50 is this Bloomington??
Comment from : Xboxnworah

Which HYSA is best for savings account with no direct deposit set up?
Comment from : D

I have an ally money market account just used for savings
Comment from : Bobby Digital

Great channel, great video, I'm subscribed and used your Sofi link to open an account Keep dropping 🔥🔥🔥🔥
Comment from : Stan

I like this video topic Daniel Very informative Totally agree that not enough people are aware of the Schwab benefits Having said that; with the number of free ATMs that some of the other banks offer, I think its biggest claim to fame is the overseas bit Useful and situationally beneficial, but I don't see overseas fees adding up too much for the "average" college studentbrbrA couple of things that I think might be worth mentioning Customer service is pretty important to me when I consider which institution to do my primary banking with That (along with a nice simple list of benefits) is why I've done my primary banking with Discover for several years now I've only had two instances where I needed to call customer service since I started banking with them, and in both cases I had my problem understood and resolved in minutes And it was like talking to a small-town banker that I'd known for years Problems are never good, but the resolution of my issues in a timely and competent fashion, by a pleasant representativethat was a very welcome change of pace from my normal dealings with customer service at other companies (banks or not)brbrAdditionally, I still need paper checks for some local services (small-town) Discover bank will give me as many basic checks as I need (and I don't need many) for free You mentioned the 1 on debit card purchases and the free ATMs Really the biggest shortcoming is how to deal with a sudden influx of money in cashbrbrFor that problem I have my secondary bankCapital One I don't have any physical branches close to me, but I do have a CVS in my small town You mentioned that adding cash to one of the other online banks could be done for a fee In Capital One's case, I walk into CVS, pull up my app, type in how much I'm depositing in cash, generate a barcode, hand over my cash to a cashier, have them confirm the amount and scan my barcodea short while laterit's available No fee, and no real hassle (especially considering I only have to do it once or twice a year) But once I have the cash in electronic form, I can transfer it to my Discover bank account (if that's where it's going)brbrI use my Discover accounts for nearly all of my recurring payments (most of which are paying off credit cards that handle my monthly expenses), and keep my "emergency fund" savings there as well Capital One just has my monthly "mad money" and enough in the savings to cover any accidental overdraft and/or to pay off both of my Capital One credit cards (most months) I really like that payments from Capital One bank accounts immediately roll back my balances on my Capital One cards (instead of posting a day or two later)brbrSo, yeah Customer service and handling cash were the things I wanted to bring up I can't make any recommendations about Capital One for customer service though; because I haven't had any problems with them yetso haven't needed to contact them I will say that I like Capital One's mobile app MUCH more than Discover's offeringor Chaseor Citior AmEx But most folks can get used to anything if they use it often enough Anyway, great video Keep up the good work
Comment from : Michael McLaughlin

This is going to be my very first time opening a bank account in the US (I'm a US citizen)brIf I open up SoFi how can I open a credit card afterwards I don't know what to do
Comment from : Parandzem Hayrikyan

I would suggest to check your local banks over online After comparing these options and other online banks, one of my local banks is offering 417 interest and 425 APY for their high yield savings It's worth checking especially since it's easier to go in person without having to wait a couple days for some withdrawal
Comment from : k K

I think you missed @amex high savings yield account they offer good interest compared to other banks I think they are offering 375
Comment from : Balu Reddy

How come Citi and American Express didn’t make it to the list?
Comment from : aadeorukhkar

I've found discover is bestyou deposit and it's available the next daycapital one i like for the physical branchesally takes a week and I'm thinking it's going to take a week to withdrawalif they allow it lolfdic so no worries if under 250k
Comment from : Noah

Revolut (I think they're a British online) offers 425 APY with a premium or metal plan I am a metal subscriber and love their app, the ease of use and the convenience of opening additional accounts in foreign currency It's great if you travel abroad
Comment from : Martin Yanushev

Synchrony Bank has 4 APY for HYS accounts
Comment from : Geo

Great picks on the checking and savings account, Daniel I am currently using Ally Savings account and I love the “Buckets” feature brbrBtw, Sofi Checking and Saving accounts caught my attention Does Sofi checking account have Zelle payments? If so, that would be great and I don’t need to worry about depositing money through physical branches or ATMs I can transfer from my Chase Checking account to Sofi Checking
Comment from : Kyaw Hein

Signed up for the sofi checking account when you dropped the video The 25 on checking was unbeatable However, they just lowered it to 12 before I even got an interest payment brI'm definitely interested if you find other checking account with good APYs Saving accounts are great for the majority of my money but everyone has to have a checking account and it's hard to find good APYs for checking
Comment from : Michael Violette

I just opened my account with Marcus and very happy! Currently 375 interest, +1 for the first 3 months with referral! If anyone wants a referral code, shoot me a email:)
Comment from : S W

If my husband and I open up an account with SoFi would that mean that we should close our accounts with our local bank? currently we both have individual accounts and a joint account with a local bank (Bellco) does it hurt our credit if we close those accounts? It seems redundant and confusing to have so many? Or would you say its better?
Comment from : Heather Korinek

So can I get Direct Deposit win capital one 360 savings account?
Comment from : Tomi M Dawodu

one of the best vids ive seen well done if you dont do direct deposit to get that 4 apy with sofi and keeping 12, why arent you at ally for 36? seems like youre leaving some potential interest on the table just curious of your thought process there
Comment from : Matt Universal