How to Deal with Money When You Travel

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Title	:	How to Deal with Money When You Travel
Lasting	:	9.53
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You may want to have a 'wise card' and Zelle to put money in your Wise card from your bank This way, you get the best rate and don't get banged by your own bank
Comment from : Raw Financial News

Great points…
Comment from : Ed

Which is better Buy the currency you need before you go or use an ATM in your country and how much per day?
Comment from : J L

Check you bank and see who they have agreements with For example Bank of America often has an agreement with one large bank in bigger countries that will not charge you the bank transaction fee using their ATM Also, If you are a good customer, you can order foreign cash online at a decent exchange rate and I usually get it at home within two days
Comment from : Boat Lover

In most countries, you can pay with a credit card It’s best to use a credit card which does not charge foreign transaction fees MasterCard and Visa are your best options since they are the most widely accepted credit cards worldwide
Comment from : Aaron Rosenweig

One more tip - figure out which of your coins have the most similar dimensions to 1€ and 50c and take some with you Reason - you can pay with your card at the supermarket, no problem, but you may need a coin to unlock the shopping cart And, at some airports, the same system works for baggage carts…
Comment from : Чех

this might be a dumb question but do they have american banks like chase around the world assuming the same banks you use at home will give you the best rates
Comment from : A K

i am stressed
Comment from : Hannah Kanavel

I didn't even know there were such thing as prepaid credit cardsbrbrI doubt I'll ever travel abroad, BUT if I do, I'll keep that in mind for looking into a prepaid credit card with a PIN
Comment from : Cody the Security Bear

A dodge viper in finaland! Amazing!
Comment from : David Cox

You ought to talk about the Blue Dollar in Argentina
Comment from : Linda B

Rick says in his video it’s best to go to the bank to get euros
Comment from : Carolyn Gardner

My money is my wifes money - ALWAYS ❤
Comment from : Meinart Hansen

SO helpful! Thank you!
Comment from : Rhonda

Great video, thank you!
Comment from : Lisa Muir

Get Euros/Yes/Renminbi or Whatever currency you have, at your bank Most banks can get you foreign currency, there may or may NOT be a cost depending on your bank, but it beats those Always Taking your Money machines (we don't abbreviate "Your" in this case 😅)
Comment from : Slim Gretzky

Great tips Mark! Thank you so much!!!
Comment from : Karen Kranig

Travel shows don't show these types of stuff on TV In reality this is what is important for a majority of people because a majority of people are not rich and every penny matters People like me (who are from a middle class / lower middle class family who dream about traveling the world on a budget) need this type of information Information about where to go is easily available but proper information about how to save money is rarebrbr2:51✍️
Comment from : Ravi Agarwal

I leave for paris this Saturday thanks for the free game
Comment from : cheeba585

You know, my bank and my credit card company (like many here) use the latest chip technology (like they do in Europe) so I do not have to deal with telling my bank or credit card company I am travelling, and they can also use tap and go technology Also, because I am with a huge bank, I can order foreign currency on line, they debit my account and in 3 or 4 days I can pick up the notes at my local branch, or have it delivered by FedEx (or pick up at my local FedEx office) On a personal note, the worst coins to deal with are British coins, only because it is often damned hard to see the number on them And yes I currently have euros, pounds, Mexican pesos, and Canadian dollars - paper and coins My last trip in my travel wallet I had Swiss francs, euros, and US dollars
Comment from : Carl FromTheOC

I’m curious about the best way to exchange money in Mexico,I’m not sure I want to use ATM there
Comment from : James Mack

Did you get your 900k subscribers? (It shows me 900k, but maybe it rounds up?)
Comment from : David Hulka

In the Netherlands I had issues using my chase credit card at petrol pumps Had to use rmy friends European debit card In Italy at smaller restaurants the card machines sometimes didn't want to read USA credit cards
Comment from : Joseph Monti

Fun fact: Discover is Diners Club International in Europe Sometimes a hotel looks strangely at your Discover card but when they charge it they'll see Diners ClubbrBut it's very rarely accepted Mostly big hotel chains
Comment from : Pascal Gienger

Tried for a credit card with no overseas fees but was knocked back because I, personally, don’t earn enough Quite disappointing Just needed a vid like this 👍
Comment from : Anne Bialecki

Last fall when we were in Italy none of the bank ATM would give me money from my VISA debit card with a chip in Rome, Florence, nor Venice Concierge in Venice hotel said he had previously lived in London and had same problem in Italy
Comment from : Sean & Kay Oden

Thank you After years of traveling and moving this is how I choose to travel now
Comment from : Mike Hess

Make sure that u get a blocking wallet if u re going to use the tap and go option
Comment from : Carla Mortlock

For people traveling from the United States I recommend opening a Charles Schwab One brokerage account because you can request a debit card for it that you can withdraw your cash balance in the account with The reason I like this account is because Charles Schwab will refund you any incurred fees that an atm may charge when you withdraw money (including abroad) In general I have found that most places accept visa and Mastercard worldwide In Europe cards are typically accepted I have occasionally found that some places require a minimum purchase amount to take card Some places such as the UAE you really don’t need to withdraw cash at all because with COVID a lot of venues there have gone to card only The only place that comes to mind where visa and Mastercard were not always accepted was China Most people there paid with WeChat pay or Alipay But you could pay with cash
Comment from : David Shipp

I traveled to Scotland and Norther Ireland, where I had to withdraw cash and I took your advice on one of your videos very seriously - so once ATM gave me out Northern Ireland pounds I went inside the bank and changed all the money to British pounds I came back home and I asked exchange booth what would be the fee for exchanging that money, they said something like 20 less from GBP exchange rate
Comment from : travelvideos

Sometimes here in the UK in the foreign money shops you can pay a small fee to lock in the exchange rate for when you want to sell your foreign currency back to the shop when you come back home to the UK
Comment from : Josh Lunt

You forgot to say to make sure you have coins for the public toilets that charge
Comment from : John Sobaszko

In Mexico, everyone wants change and no one will give itbrEven a supermarket won't break a larger bill, not even 200 pesos, about 10 bucks I ended up going to a bank
Comment from : David Vavra

I brought 3 credit cards and Canadian dollars in case I needed to exchange money for my Europe trip I mostly paid with my cards but some places only took cash Now, I have Euro, Czech crowns and Hungarian Forint in my wallet
Comment from : Marie

The best is to use Wise or revolut :)
Comment from : Deadzio

Wolters world is a forex trader because the man has exchange currency between countries
Comment from : diamondd

Great vid! This is great information that most of us had to learn the hard way
Comment from : Derrons Travels

I for sure wish I knew about the not converting at the ATM before I was in London I was charged SO much I'm going to Venice in May and will be getting Euros from my bank a few months before I leave I love your videos ❤
Comment from : Polly Duron

On exchange houses, recently traveled in Switzerland coming from France, and the best exchange rates for cash that I got were in coop of all places, I guess it pays to look around
Comment from : Sam M

Mostly I don't have money with me!
Comment from : Kessina1989

Thanks Marky Mark!!!!!!!!!!!!!!!!!!
Comment from : DRIPPINFARMZ

One other thing The paper 20 pound note is being retired the end of September 2022 I was holding mine fire my next trip but it will not be until after September I just took it to my bank (Chase) and deposited it into my account
Comment from : Chris Franke

One thing that I found that to change language on the ATMs you pick the flag that is associated with that language And for English you have to pick the UK flag brbrAlso I found that many Post Offices have ATMs
Comment from : Chris Franke

Bad idea to get Euros from your bank before you go They will not give you the best rate and charge you a transaction fee to boot Go to a European bank ATM once you arrive and get Euros there
Comment from : Paul Koza

Hello fellow travelers, greetings from Argentina, 👋 we love watching videos and discovering new places and people brA hug from a distance ENJOY LIFE!!! ❤🙌
Comment from : Sin Plan De Viaje

You should go to o block in chicago it’s a famous tourist spot it’s only a 2 and half hour drive from the university of Illinois jk Walter we need you to make more videos not to die making one 😭
Comment from : The Solo Expat

Oh no Mark, I am from Germany and I never get 100 € bills from the ATM Nobody wants them here either Usually, I get 4x 50 € and the rest in 20 € or 10 € bills But there might be differences in different cities I am from Munich and here, you can also withdraw "crooked" amounts, eg 270 €, while in Berlin I have had the experience that they only pay out full 50s there, ie 250, 300, 350 € etcbrbrYou are right with the transaction fees on credit card expenses When I went to the US with my Mastercard, they charged me 2 fee on each transaction in US $brBut forget about American Express in Europe (especially in Germany) - and I have never heard about Discover 😳brbrIt was quite useful to mention the tap function You can use it even at my local bakery 😊
Comment from : Zwiderwurzn

I haven't checked recently but AAA used to offer a money pack for going abroad, usually enough to go from the airport to your accommodations brIf you are traveling light or dont mind the load, many times public transportation such as subways and rail serve airports, check into this before pondering a taxi, I learned this watching videos aimed at airport arrivals and how to get into the city
Comment from : YouTube Viewer

Wait, you mean, you can actually iuse/i a Discover card outside the US and Canada?! XD
Comment from : Ice Karma

Napiszę po polsku, tak jest łatwiej W Czechach nie potrzebujesz czeskich koron - wystarczy karta płatnicza We Francji jesteśmy 2 tygodnie - nie wydaliśmy ani jednego EUR w gotówce W Niemczech za paliwo, hotele, zakupy też płacimy kartą brNajlepiej założyć konto walutowe, kartę do niego a walutę kupować w kantorach internetowych Gotówka do niczego nie jest potrzebna, nawet do parkomatu
Comment from : Maciej Nowak

I’d like to add that, once in a blue moon, you might find an ATM, or train kiosk, that won’t say “English” They will have a list of country flags, to choose from, that represent a language In that case, you want to choose the British flag (🇬🇧)
Comment from : Gentry Bowley

Thanks for the heads up for this Canadian 🇨🇦 Traveler who’s doing the United Kingdom next Fall 2023! Very Helpful indeed!😎👍
Comment from : keith rowe

Card is King
Comment from : CACTUSPOWER

Judging from my own experiences in the last 12 months and from comments on this video entered by other people, the most important advice from Mark is at 9m 18s Make sure you take a card with you, and make sure that it is contactless - (ie has the Wifi symbol on it) Many businesses in Europe, even in GERMANY, are 'cash free' It is one of their contractual terms that they only accept payment by card (or by bank credit transfer)
Comment from : Fan 652

Another heads-up: you can use a Euro in all of the countries where it is the official currency, but even though Norway, Denmark, Sweden and the Czech Republic all call their currencies Crown they are all different curriencies In other words: you can't use a Danish Crown in Norway, for example
Comment from : Chris Falk

Coins can be very valuable I have a handful of Swiss coins that total $30
Comment from : Psychphüq

Thank you for responding to my question thank you thank you
Comment from : Mo Jenks

I went to several European countries in high school right before they went to the Euro I saved a few of the bills from each place, thinking "hey if I come back I can use these!" wellnot so much with the Euro But now they make a cool historical reminder/memory from when I was there so it all worked out!
Comment from : Bryant Steury

Companies that have employees traveling will go to a money exchange business We used to go to a place in Birmingham MI to get funds ahead Had to order
Comment from : laurie

You are crushing it recently! My parents are taking their first trip to Europe in October and I keep sending them your videos I’m trying to keep the potential culture shock to a minimum Keep up the great work!
Comment from : Eric Hollingsworth

Very awesome and helpful video ! Thanks Mark !
Comment from : Liberty and Justus

Money tips but for South America please
Comment from : thedames123

Very helpful video Mark, you’re channel is appreciated by many I myself have gotten at least 10 people to subscribe Gotta get you to that 1 million!!
Comment from : Robadolf Witler

It makes such a difference these days: get off the plane with a bit of cash, plastic, and enjoy your trip TfL were happy to send me an Oyster Card before I left Canada Their Aussie counterparts sent me an Opal Card And so on
Comment from : Laura Halliday

I kept my British Pounds for so long they updated the bills! Any tips on how I can exchange a couple hundred squid to the new bills?
Comment from : fobbdeep888

When i went to Italy, a lot of places took the tap on cards
Comment from : Bobby

Great video and awesome tips
Comment from : Tobi Ojo

Perfect tips! You covered everything! Thank you!
Comment from : Carl Martin

Great tips
Comment from : Travel Adventures with Eric B

ALWAYSbring a copy of your ATM card (duplicate) Some ATM's utilize the "capture" of the card feature, where the machine swallows the card and spits it out once the transaction is done, etc However, when using one of them in Germany, the language on the screen was German and I couldn't figure out how to change it before it "timed out", and the machine retain my card, leaving me stranded for a week without being able to get cash! Always bring a duplicate!
Comment from : Jimbobeatty

I would avoid Travelex They have awful exchange rates
Comment from : jjamerican93

Very helpful! I was wondering about Apple Pay
Comment from : Roger Alford

Great Video Thank you for posting
Comment from : Sonny

Great tips We usually bring multiple cards from different banks for redundancy in case a card doesn’t work, gets stolen, etc
Comment from : Mexico Minute

´Dude…nobody speaks Finnish’ All I remember is olut and kittos (beer and thank)
Comment from : Jezanne

I donate any extra coins before heading home!
Comment from : Gary E

I used my Chase United card in Brussels and I saved a lot of conversion money on a coffee and my breakfast meal I was taking Brussels to Namur last year and it came in handy when I didn’t want to pull out Euros in a hurry
Comment from : Heads Up Hockey Podcast

i love travel,thank u for budgeting
Comment from : FIKI&TUGBA

I always notify my bank 🏦 when my travel dates are
Comment from : Heads Up Hockey Podcast

👍👍👍👍💚💚👍👍👍👍
Comment from : Tramptraveller

Very helpful Thanks Mark ✌👍
Comment from : Eric

bMost people don't even realize that the economy is collapsing and there is an increasing rate of unemployment worldwide, so take advantage and prepare by making investment to survive/b
Comment from : Micheal Madsen

Loved your tips
Comment from : joseline de sousa

What about if I just order all the foreign currency I plan on using from my Bank before leaving? My card has a 3 transaction fee That's what I did for my past 2 trips to Europe
Comment from : Erica

In Prague be aware of gangs offering to swap large notes to smaller notes, they give you Bulgarian and Belarussian notes, there's a Czech youtuber called Honest Guide explains about the scambrbrGreat video
Comment from : Thomas Cook

We took 4 different cards with us to Europe, and wound up using the one we didn't plan on using, just because it had the most reliable tap function Tap is everything in Europe, especially at kiosks
Comment from : Mark Finley