Title | : | How Do I Buy A House With No Credit? |
Lasting | : | 2.55 |
Date of publication | : | |
Views | : | 39 rb |
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Beautiful teaching💖 Comment from : Miss Boyd |
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Davie living in fantasy land here Comment from : Massound Zandieh |
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Just buy a mini house and pay cash for it Comment from : S Seraj |
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Manual underwriting is the worst thing you can do your interest rate is usually 1-2 higher sometimes even more and will always ask for a higher down payment than normal people buying a house for the first time at 5-10 Comment from : Abraxas |
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love the information in this video, but the delivery kind of undermined the actual wisdom being imparted lol i understand having a distaste for something but i don't think doing something distasteful is a sincere argument genuine sure, but not sincere Comment from : Joe Arguello |
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It is possible There is a program called neighborhood assistance corporation of america which doesn't use a fico score I used them the underwriting process was so so difficult but in the end it was worth it I saved 10s of thousands of dollarsbrNo pmi no closing costs Interest below prime and fixed for the life of the loan no fees no fico scorebrThere are things people can do but they need to look around Comment from : Sarah Shanahan |
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Dave, please change the buffer music back to that “let’s get after this debt” tune instead of the new “I’m ready for my nap” music PLEASE ?? Comment from : mrdrivebytrucker |
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You don't You continue renting Comment from : Rob |
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Mrs Jenna is legit and her method works like magic I keep on earning every single week with her new strategy Comment from : Rusi Elisabeth |
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Cash Comment from : ROOBY |
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Does Dave or any of his close relatives or business partners own a stake in Churchill Mortgage?brbrShouldn't this video disclaim a paid promotion? Comment from : Matt Collins |
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The almighty and all knowing Dave is incorrect, once again Comment from : Steven Seagull |
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How do I buy a house with no income? Comment from : Le0 |
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I bought mine with cash Comment from : F Huber |
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All you need is a firm handshake and a job as a cashier at a grocery store Ramsey still lives in the 1960s Comment from : C H |
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how? you don't Comment from : THE |
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You can also buy as a lease purchase with an individual with a notarized written agreement Comment from : LaVona Mickler |
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Contrary to certain information in this comment section, you are guaranteed to pay more; the risk to the bank is higher This person can keep trying to shame people with the word “DRAMA”, but facts speak for themselves Comment from : David |
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You go to Home Depot and buy a tricked out Tuff Shed LOL Comment from : A W |
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So let me get this straight Majority of lenders don't do conventional manual underwriting so you get stuck with a handful of companies(churchhill mortgage as the old example) So churchhill tells you got a great rate but how can you be sure if you weren't able to shop around? Also what if you want to buy a multi unit, or a manufactured home and the lender doesn't allow it under manual underwriting? Nobody remembers the caller a few months ago that got denied a construction loan by churchhill because they wouldn't do manual underwriting for a specific product? Comment from : Abe |
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The problem with manual underwriting is the interest rate is usually higher which means you're buying power is reduced Comment from : the parrot channel |
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How about listing a few mortgage companies that actually do this Oh right they don’t exist Comment from : scott aleman |
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Good luck finding one Besides Churchhill Comment from : Richard M |
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Have 50k or more in savings for a down payment and you should be fine, as long as it's not a half million dollar home 👍 Comment from : Joe Plem |
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2008 happened because of Clinton He wanted everyone to own a house Regardless of if you can pay it back or not Comment from : Jimmy McGill |
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Most mortgage companies do not do that And it will cost you more at the end Comment from : Jimmy McGill |
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I plan on buying a house with all the spare change I’ve saved over the years 😅👍🏾😖 Comment from : Ron Reego Making Visions Possible |
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If anyone here ever did manual underwriting, please share your experiences in the comments I'd love to hear some true stories Comment from : psc ih |
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You don't Thats how we got in the housing mess in 2008 Comment from : Tracy Galuszynski |
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I wake up every day and I make it my goal to save everything I can to save for a real big down payment thanks to this guy right here Comment from : Adrian Rivera |
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This is an old question I already know the answer Would love to see new content Will guess Churchhill mortgage charges additional to do manual underwriting Rate may be the same- but the cost of the mortgage will not be compared to other companies Total cost of the buying process is also important Comment from : Truthseeker |
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Exactly Banks should be checking your legit fundamentals before giving you a loan Comment from : Vanderdude404 |
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So calming 🥇 Comment from : Tesla FIRE Challenge |
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I am not sure about buying a house 🏡 right now! Comment from : The Roo Lyfe International Show |
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Firstttt 💙 Comment from : Budget With Shelly |
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