How I Would Budget $7,000 a Month

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Information How I Would Budget $7,000 a Month

Title	:	How I Would Budget $7,000 a Month
Lasting	:	14.22
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Views	:	93 rb

I love your video, and I will be making sacrifices now
Comment from : TattooedBeasty

Crazy to think people will send in their budgets before maybe cutting out the weekly $75 nail salon appointment lol
Comment from : Bav

This is pretty much my budget! Thank you for sharing! ❤
Comment from : 🐑Momo Hitsuji🐑

Is there a reason to first pay off the lowest debt instead of first paying of the highest interest debt? (The only benefit I can imagine is psychology)
Comment from : Bram Van den Hazelkamp

7k!? I wish!?
Comment from : Ana the Budget Friendly

Would love to see these with the same income at different steps Like $7k income budgets if in bs1,2,3; or bs4,5,6; bs3b; or bs 7
Comment from : Morbo the Turtle

Love this! So helpful ❤ thank you!
Comment from : Mary Dombrowski

These shows are so un-relatable to me Me and the wife dont even make $7000 a month together - Median household income in the US $34,987, January 2023's We make more than this but this more to the reality of things most people live
Comment from : sitka49

Beans and rice? No wonder Americans are very obese
Comment from : Ana Roman

Try me I work 2 jobs and make 4k a month
Comment from : Tim Marshall

"Gazelle Intense"brbrAlso: $120 a month for haircuts
Comment from : Joshua Sutton

Wait, House cleaning, Pool cleaning and Lawn Maintenance? all things they can do themselves! This is why people don't get ahead Sorry just have to state the obvious
Comment from : William Beyer

It’s a scam to me when they start doing easy examples and “fun” examples Dave is more real than this relative
Comment from : Bridgette Andrade

Awesome budget example Rachel
Comment from : Thomas Greenwood

What about taxes?
Comment from : Leor Golan

I'm on board with all things Ramsey but you shouldn't say Every Dollar is 100 free because the free plan is basically nothing and you don't get any of the things she used on that plan
Comment from : Rachel Redford

I love that you showed the Every Dollar budget for those of us that are visual
Comment from : Shannon Shannon

I love this real life budget!!! I would love to see more with varying incomes, debts, goals, retirement positions, etc Love it!
Comment from : Shannon Shannon

I had a hard time wanting to click on this video because we make nowhere near $7000/mo We live off 20 of that, so budgeting for an extra $5600 a month does not seem like a hardship We have 2 houses paid off, no debt, fully funded emergency fund, etc, we are just frugal and choose to live off 1 self-employed income
Comment from : Shannon Shannon

Shirt and earrings look really nice
Comment from : TheSUPERHAPPY1

I don't think the $200 you added for gas was necessary $331 seems like an astronomically high electric bill, which tells me they are probably driving electric cars
Comment from : JV 82

More of these please!
Comment from : George G

Giving is only 3 At what babystep do you start giving 10 to the church?
Comment from : Cheri M

Yes you are right about the choices I fully agree House cleaning? Lawn maintenance? LOL way too expensive when you're on baby step #2
Comment from : Mark G

Problem is, this is not realistic for the average person Rent is expensive Groceries also seems low 🤷‍♂️
Comment from : F1v3

Could the music throughout the video be cut so its easier to pay attention
Comment from : FunInTheSun

Rachel is great
Comment from : Mark Billingham

How would you budget 2k?
Comment from : Joseph Barker

How to budget $7,000 a monthbrbrYou dont You have 50 more than the average household income You dont need a budget at that point, just a wake up call
Comment from : Ron Carr

Holy cow! How do people let themselves get that much debt on credit cards?!
Comment from : cade howe

I like this new video idea! brbrBut I don’t know Rachel, I feel like you are giving too many fantasy budget numbers The sacrifice is real, as you mentioned, but I find it hard to expect both parents, who have kids, to find a side hustle of $500/mo each after you just took out a lot of their free time which is now spent cooking, cleaning, and yard work I do all my own yard work, it is never $0 At least put $20/mo to round out for fertilizer etc required throughout the year (especially if they have an HOA to keep happy)brbrI’d be curious to know a few more unique facts about the family, like, what industry they work in or if they have major health problems they are working around
Comment from : Derek Ermatinger

They're only giving 4 of their income? What happened to tithing?
Comment from : Mack d

Who has 7K a month?!?!
Comment from : Mack d

Most homes have two incomes Average salary in US is around 50k
Comment from : SPD specials

I got 3k a month Go crazy
Comment from : Logan Williams

7k is out of the range of 99 of your viewers
Comment from : Logan Williams

Cool More videos like this!
Comment from : Aaron 艾哲思

Cut the holy land trip and live normal life 😂 Paying minimum credit card payments , yikes … time to make sure credit card user understand how this all work before eligible to own card
Comment from : Robert Marlo

I don't see any medical expenses in this, unless I missed it We sometimes have hundreds in Dr Bills for things that come up regularly Would be good to see a family that needs more in medical, groceries, things for family and less for extras like a housekeeper
Comment from : Happily The Hansens

I could watch an entire series on this It might be better to have the person with you though so they can get on board with the plan
Comment from : Joel Train

This is really cool to see the hard numbers
Comment from : Cam

If you cant live w/in a 7k “budget” you have serious problems
Comment from : Deanna

Is it possible to do these with no background music? It is very distracting
Comment from : Breezy Bre

$7000 a month? Is this a joke?
Comment from : RJ M

They’re giving away 750 per month to charity and cleaners When you have debt, prioritize YOUR future first Even with the house paid off, they’re behind on their finances
Comment from : Nathan B

So you’re only going to give 2 of net?brbrProverbs 3:9…
Comment from : Sun Fruit Life

Yo, my wife and I spend $1k/month on groceries We are active so we eat all we have How are people doing $450-$650 on groceries??
Comment from : Gabriel Martinez

i love how rachel is so non-judgemental
Comment from : L M2

A 3k is more realistic it’s hard with this income
Comment from : Grace Medina

$7,000 a month? Thats not a typical income Not at all Good for whoever makes that!
Comment from : Aaron

Did anyone notice that they had left $168243 and when she paid off the chase for $106300 the calculator showed $141943 left, it should have been about $500 left Did I miss something?
Comment from : Happy Chrissy

How about $3000 a month? You’d be surprised how many do not make that amount per month Gahhh, how I wish I made that much money!
Comment from : Grisel Blanco-Garcia

I like strict budgeting and agree with budgeting and avoiding consumer debt I like Rachel brbrI noticed this budget was $7,200 income and of that $140 is being given to the church With the tithe being traditionally 10, that would be $720 for a tithe brbrDoes the Ramsey debt snowball allow for reducing the tithe below 10 of take home pay to provide more money for the snowball?
Comment from : Coastalgolf4

Love seeing how she would spend this money if this was hers!! So cool to see
Comment from : Meagan McCarthy

How do I submit to Rachel my budget on EveryDollar? Would love to find out what she would say about my budget
Comment from : Jeremy Beadles

Loved this! Please do more!
Comment from : Savannah Hartwig

Property taxes 450/month?
Comment from : lisha hofmann

How about 2k?
Comment from : Kiya Mitchell

To pay off debt, all you have to do is… change a bunch on numbers around on your your spreadsheet brEasy peasy
Comment from : Drew Strongitharm

Can you do a budget for $3,000 a month?
Comment from : Hannah Minnick

Sounds like she picked the person with the highest income 😂😂
Comment from : Xavier Blackburn

Bringing in $7200 but only tithing $40? Yikes
Comment from : Zach Brown

Me and my wife make around 115k yearly post tax it's around 7300 a month
Comment from : Alex Arias

This was fun! Thanks Rachel!!
Comment from : Cassidy

My thing is does age not factor in? Are they capable of doing lawn maintenance?
Comment from : Morgan Bailey

7k 😂 your last name must be Ramsey 😅
Comment from : SuperSurge Lawn Care LLC

We make about $4k a month and family of 4 groceries(not including toiletries) is approximately $400-600 depending on the month
Comment from : Brittany Hollander

3,858
Comment from : delinda orange

Amazing to see what people spend on worthless junk $600/ month on home & pool cleaning and lawn maintenance? Unreal how lazy people are
Comment from : B C

Maybe they are electric cars?
Comment from : Common Sense Isnt Common

Hi Rachel! I love your channel and SMHH! I’d love to see you do more of these with more debt or less income, etc Fantastic video!
Comment from : Richard Lalone

MORE BUDGET REVIEW PLS!!! Love seeing real examples!!
Comment from : Molly McCord

Wow, dump the car lease, do your lawn, clean your house, and get rid of the credit card debt, personal grooming??? Geez, you aren’t going on a holy land trip! Blows my mind how terrible people are with money and these credit cards and laziness Dave would have been relentless on this budget You too nice
Comment from : Craig B

Can you do one with 2k? 7k isn’t realistic here in Myrtle Beach
Comment from : Casey Shannon

Not sure paying their kids college when they had CC debt was wise I like seeing real budgets
Comment from : Julie Q

Some people really need you! thank you for sharing
Comment from : פיזיקה בכר

Great video Budget critique: A vacation shouldn’t be in the giving category just because it’s a vacation in Israel 🤣
Comment from : Travis Phillips

Rachel… honey… I only got 15k on a regular month… and that’s full-time and not minimum wage… can you do a more realistic income for a budget next time?
Comment from : Llamas & Budgets

LOved this!! Do mine!!!!
Comment from : Elizabeth Miracle

What about 4k do one with 4k…
Comment from : Adrian Rivera

This is perfect
Comment from : Allison

They waste a lot of $
Comment from : Republic United

IMO, Rachel is the most balanced & realistic of the Ramsey personalities Unlike Dave, she shows some flexibility while sticking to the overall principles of the Ramsey plan One example is the "Chick-fil-A" run of $50 Dave would have never supported that As a result, I think this couple will be more successful under Rachel's coaching vs Dave's If the plan is too rigid & unrealistic, people will lose interest in the plan and fail
Comment from : BinfordToolMan

@calebhammer please teach her how to budget
Comment from : Kristopher Stahlman

Hi Rachel :) I hope we can also use the every dollar budget app here in the Philippines Thanks for all your help
Comment from : Maika Lacorum Tuliva

Can you please do a low income example? Around 2k 😊
Comment from : Amy Jones

My husband and i earn $7500/mo (combined), we live in Sydney, Australia And that amount of money didn't get us far at all
Comment from : Harini Ika

Love this! Please do this more often!!!!
Comment from : Linnie H

Thanks Rachel, This is a great video Every Dollar has been the most incredible game changer for me; been using it for several years now
Comment from : Susan G

We made 40k together and had 120k in debt In Europe where you make lessbrbrToday we owe 25k and make almost 100k a year Keep going guys
Comment from : Anne Mette Mertz

Omg I wish I had to figure out how to budget 7 K a month We live on ss on about 1200 Per month 7K Wow
Comment from : Peggy Ferguson

This was awesome! It was great to see the baby steps process out of order Please continue this segment Would love to see this process with older adults on a fixed income
Comment from : Chanel M

I would have liked to see you have them give a tithe (10) I can understand that can be hard to push if they aren’t Christian but since they already give and a visit to the Holy Land is important to them, a reminder of giving back to God what is already his and merely being a manager would be nice Maybe they’ll get there when they have their final lesson
Comment from : Cecilia Johnson

Thank you so much for sharing this Rachel I'm a visual learner and this helps take the stress out of breaking it down Please do this monthly with random "pop up" expenses and what that looks like
Comment from : Crystal Robinson