How Much Cash Should I Keep In The Bank?

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Title	:	How Much Cash Should I Keep In The Bank?
Lasting	:	5.50
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Views	:	339 rb

Pure BS call; no one like this wastes time calling in this show
Comment from : Shaka Zulu

BTC is the future It's been the best investment for the last three years You guys are foolish
Comment from : mike James

😂😂😂 Calling for a "Pat on the Back"
Comment from : bilalcarguy

PS Dont fall in love, great job, keep pushing
Comment from : Nicole Pugh

Don't keep your money in the bank, you're just loosing it
Comment from : Matts Baking

I’ve got a sizeable chunk saved which was for a house I bowed out bc of the stupidity I was witnessing 50k plus saved Should I invest a portion of that?
Comment from : John Wilkins

When people think 100k is good money 😂😂😂
Comment from : Mr Crowley

Why does he not have a fully funded emergency fund???
Comment from : Stephen B Smith

4:43 yup he is soooo right
Comment from : Look at Lil dude

Good advice--thanks! PLEASE work with your audio tech on plosives--the issue is either the mic itself or the mic placement Very annoying But thank you again for the advice!
Comment from : Michael J

He's not necessarily smart he's just not dumb with money as so many young adults are It doesn't take a lot of brains to manage you finances well, it mostly takes discipline to save and not spend your hard earned money irrationally
Comment from : E S

Are banks gonna collapse?
Comment from : Terry Klender

She over explains Annoying
Comment from : R S

I have $115k in emergency money, however its also offsetting my house mortgage so im not paying as much interest
Comment from : Peter

Don't get married
Comment from : maxracer tejada

Who's gonna tell these people about the Dodd-Frank banking Act? The bail-in provision, the fact the money becomes property of the bank when you deposit it, etc
Comment from : Jay Barrow

Make sure your emergency fund is not in a regular checking account An online savings account (ally, amex, ect) is currently giving 175 returns!
Comment from : G K

Must be nice I’m 24 and I’m only making 70 listening to guys like this make me want to look for other opportunities
Comment from : The unknown gamer

This is the dumbest advice ever The cash in your account goes down with inflation Invest in a business that you can control
Comment from : S&T Wireless

Definitely a good question
Comment from : Jackie Ferrari

Love the educational aspect of this show, but i hate how poor and so far behind in life it’s make me feel
Comment from : Evan Burton

At 23 this is Amazing!! I wish I was at this point at 23 Wow Great job kid!!
Comment from : George

Finally a comment as to the fact that “life is important too” lol
Comment from : Sammy818

Kind of a dumb suggestion on her part to have him cash out his investments just to fill an emergency fundbrbrHe's got a strong income with no debt and a large pay raise around the corner He can easily continue to invest and bolster up his cash savings simultaneously
Comment from : Brandon Kargol

The problem is that our parents never taught us this stuff and we didn't have the internet
Comment from : kjbrocky

Personal finance (and responsibility) must become compulsory in US schools Sadly, it is not Critical race theory and gender studies seem to be more important to school districts Even more sad is that this is all planned by our govt
Comment from : Paul k

I hope my future husband is listening to this show like me We are gonna be great together!
Comment from : Bridget A

Cash in the bank is looking pretty good about right now
Comment from : L D

The answer to this question is " as little as possible"
Comment from : Gordon Culp

Buddy should be aggressively investing at this age he could be a multimillionaire in a couple years
Comment from : jeepkid92

A Roth IRA that's what everybody should get as early as they can because it's a tax shelter for the middle class is tax free the money you make off it especially this guy cuz he's probably going to make too much that he won't be able to put money in a Roth pretty
Comment from : William M0rrick

Handed college right offgreat way to start
Comment from : Joe S

GREAT question
Comment from : Nmc

I keep 200$ in checking brRest in investments
Comment from : Malaki727

Ramey loves finance so much he gave his Daughter
Comment from : Berry Gold

love this channel
Comment from : ann bullen

thank you for these videos there a big help
Comment from : ann bullen

know this false christ comes first this is the most frightening thing the world will ever see
Comment from : ann bullen

Hope he cashed out before June 9th,
Comment from : Sebastiaan Van Doorn

Try to maintain a Min of 20K in savings 5K in checking
Comment from : bobdadruma

He earns $78k and yet his savings/investments is sooooo low - he must be frittering a lot of money away
Comment from : F Webster

Cash out an investment so that you don’t have to cash out an investment???
Comment from : Gerard Miller

If she shaved her head, she would look like a clone of Dave She even crosses her arms like him when thinking through things
Comment from : Steven & Tracey Jiles

Answer: as much money as you can right now you should be stockpiling cash going into a recession, cutting back on expenses and spending overall, gazelle intense savings, and hunkering down We are in for a big storm The more cash the better
Comment from : Medic311

Listen to your rich aunt Beth - get a two bedroom each duplex Live in one unit with a roommate for one year, rent out the other unit You’re freaking welcome
Comment from : Elizabeth Carr

Rachel is so cute
Comment from : Jeffrey Morse

Even the emergency fund it’s not safe at the hands of banks!
Comment from : Luis Alvarez

Don't buy a house to live in now, buy rental properties first until you find a wife
Comment from : eriq h

This guy is a joker Yeah I make 100k a year but I only have 3k in my checking account Is that bad?
Comment from : Jeffrey Simard on Drums

Not much The day is coming when the bank will keep your money When you try to remove money from the bank, you will be arrested for bank robbery WW111 is coming and the banks are going to keep your money Read "The Majestic Whirlwind Book"
Comment from : Terry Wix

Funny I just came from a video from “Beau of the 5th column”
Comment from : Off The Trail

Rachel has learned well from her dad and she’s a breath of fresh air compared to her dad belittling people with sarcasm I’m debt free and almost have my house paid off thanks to Dave Ramsey but his attitude has gotten worse over the years so hopefully he won’t be back on the air
Comment from : gene coppedge

Hey Bo, welcome to the show!brbrIt rhymes well
Comment from : Grandmaster GyoroGyoro

How much ever you're willing to lose to the Central Bank ponzi scheme Read the fine printthey own what you depositso do what you will
Comment from : KanU C

23?
Comment from : R L Perez

Rachel's great with knowledgeable advice
Comment from : Alec_Hiers

There is so much wrong with their advice Please seek more opinions
Comment from : 551223

I've never had to ask myself how much is to much
Comment from : Bag of Chips

Very little, In all seriousness, put some in the mattress for a rainy day
Comment from : Gregg “gregg” Cassidy

This is gonna be interesting in 24 months
Comment from : 2010 BTC So what!

VRAUbanimejches99999900000000000milliarde:£/data8jun2022
Comment from : Sandor Varga

Rachael is a boss
Comment from : Steve Duncan

What a lucky 23 yr old! He’s killing it! Someone raised a smart young man👍🏽
Comment from : gr8ride411

Volatility as a 23 year old is nothing
Comment from : erodtv

No need for this caller to call, he already knows what he’s doing 😏😏
Comment from : Danny Hudson

Must live at home with parents
Comment from : Allen C

Also, one more thing:brDON'T GET MARRIED
Comment from : Alex Chavez

"You're gonna fall in love, youre going to want to get an engagement ring" That's where you are wrong kiddo
Comment from : Joe Troll

I have about $130k currently in my checking My goal is to save for a house cash in the next couple of years and hopefully after that start investing heavily or even maybe moderately 28 by the way
Comment from : tr3slech3s

People seem to forget that part of the funds from a 401K go to the gov't (after age 59 1/2) I'm glad my 401K balance is low compared to other investments in my retirement More opportunities for QCDs for me rather than RMDs
Comment from : Bob Johnson

I would like to have a paid off house , live off dividends from S & P 500 and have an Emergency fund
Comment from : Jon doe

What about a high yield savings account?
Comment from : karakol86

Research the Dodd Frank act of July 2010
Comment from : Mike Hamilton

Inflation in the UK is eating away at my £10k emergency fund :( - it's getting like 025 interest Think I'll need to add about another £2k this year - to keep the same purchasing power
Comment from : Matthew

Everyone I hear them say mutual funds 🤢
Comment from : Silver Money Phoenix

He ONLY has $3000 in his account 😂
Comment from : NuggsNotDrugs

i have 250000$ in my saving account but idon't know what to do i was gonna buy a house but the price is too expensive?
Comment from : ኢትዮ 361

Too many fake callers on this type of shows 100k at 23 yrs old 😂 😂brWhy didn’t they ask him what type of work he does
Comment from : Jon D

I like that guy answered Why don’t you do both and go spend your money upgrade your car , buy a house, find you a girl to hangout with etc you might die tomorrow
Comment from : Jon D

Thank God every day u make good money like that u are blessed
Comment from : Wane felicia

SAVING MONEY WILL NOT HELP YOU BE RICH 🔥🔥🔥brbrYou need to invest your money brbrI invested my money and I made $20K in TWO MONTHS 🙌🙌brbrI have been inspired by the videos and I have made my own videos helping others be financially free 💪💪
Comment from : Scholar Success

If you’re sitting with cash in the bank while inflation is at these high highs, go find the closest trash bin and just drop a match after you put all your money inside of it banks are one of the fastest ways to destroy wealth This is not to say someone shouldn’t have emergency funds in there, but if someone is saving every nickel and dime say for retirement in a bank account which far too many are… 🤦🏻‍♂️ good luck!
Comment from : Ari Gutman

This dude already had money, he didn’t even pay for college
Comment from : KAY 2020

Did Rachel just suggest that you use your emergency fund to buy an engagement ring?!?!
Comment from : Jason Hutchens

I appreciate this question
Comment from : MONICAlifornia

You're worried about $3000 dollars?! You need to relax
Comment from : Stacey Strukel

Rachel, I want to see you with blonde hair please, every other woman is doing it!!!
Comment from : Brett Kinney

Making 78k a year at 23 with only 3k in the bank ?
Comment from : Jeffery Keeper

I've always wanted to hear them address the concept of a checking account buffer, even when you're on bs 2 I thought that's what this video was, without the investment part
Comment from : LunaKel