How to Buy a House in 2023

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Information How to Buy a House in 2023

Title	:	How to Buy a House in 2023
Lasting	:	15.45
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Views	:	140 rb

✅ - Get a Referral to a Mortgage Lender or Realtor - wwwjebsmithnet/referral
Comment from : Jeb Smith

Do you have any video on buying a single family home vs a townhome ?
Comment from : Amna Nawaz

The other side of this is that houses get sold so quickly that you don't really even have time to think about it before you make a decision There have been numerous houses that my bf and I have wanted to go look at but they get sold or snatched up by a flipper before we even get to take a tour
Comment from : jessa hartley

This video is such a blessing to all I achieved success after I practiced the steps below
Comment from : walter brown

My parents are gonna buy a house soon so this was helpful
Comment from : KingVR

The trick is to buy a 3-4bd house Have 1-2 tenants renting a room to fight back the high APR and when things get better in the future you can refinance and decide if you’re ready to live without the renters
Comment from : Ulises

$130,000 for a studio home in the middle of nowhere where it’s rundown
Comment from : Yoyokanami Hue

Hay I'm 26 and I want to buy a house in NYC in queens NY how much money do u think I need to save up to make a move?
Comment from : Michael Persaud

My husband and I are looking to buy a house in about 2-3 years and using your videos to plan far ahead is helping us realize this can actually be a reality
Comment from : Orlando Davila

Credit cards are ALL SCAMMERS EVERYONE OF THEM why do all these supposedly smarter people than me see thatwhy dose anyone play these stupid gamesif we did ack like this shit was a thing everything would be affordablelike when people were buying land and building plantationsI can't be the only people that sees how your all getting conedhow about I give you 2500 me and you give me 3700 back next mouth because I let you use this plastic thing stupid
Comment from : JaybirdDiY and safaris

What is a good score to have for a home
Comment from : Vee2314

Hello one question is it personal loan affects too as like a student alone? Or not so much?
Comment from : michelle cast

This was very helpful Thank you!
Comment from : Vivi Price

I definitely need help with this
Comment from : Seabreeze

Since I’m looking to buy a home for the first time any help is appreciated What is the difference between a down payment and paying in full cause we’re still learning before we buy
Comment from : The Wrestling Junky

But now you're saying don't buy in 2023 in your latest video Confusing!
Comment from : bluscorpion

Going to give your referral a shot 👌
Comment from : Junior

I need more income! Lol
Comment from : JLOVE

How do you get property taxes lowered? Lmao The state where I'm in they're about $6,000-$9,000 annually 😩
Comment from : TheRighteousOne

My fiance and I got approved for 500k at 5875 interest rate, my credit score is good his is very good and we have 35 down Our mortgage officer said our monthly payment would be close to 4000 which seemed so high to me Personally, I am not comfortable with that kind of monthly payment How could we bring that payment down? Would that just mean buying a cheaper home? I'd be ok with that but we are in California so really if we go down to 400k range we are looking at older homes that are outdated and smaller I'm thinking we might end up waiting until interest rates go down People say we could just refinance but i'm not really sure what that entails If anyone has any insight on this situation please let me know Thank you
Comment from : mwoww08

Me and my fiance are considering moving to TX from MA We're aiming for early 2024 When is a good time to start a convo with a mortgage lender or real estate agent?
Comment from : Rookie Rodrigo

"where to buy a home good topic and valubale video i think creative consept very clear video really nice video i like this one thanks for sharing with us need more videos like this i will wait for more videos and good project and valubale video
Comment from : MI production

I just bought a house a week ago and I’m freaking out Should I have just paid less and stayed in my amazing apartment complex or be excited I have so many rooms to clean now? 😂 😩
Comment from : noseynancy

You don’t need a 20 down payment you just get graped by bullshit Private mortgage insurance if not
Comment from : ssssaintmarcus

OK so I get paid $925 a week I have been doing that for the past two years three years but when I ask for a loan and I have $10,000 saved up, they told me that I don’t make nothing because of my numbers on my 1099 What am I supposed to do?
Comment from : Adesa Man

Do you have to have the down payment in a bank account or can you just save it up also do you know anyone loan places who are willing to work with a person on ssi sad with a 635 credit
Comment from : Shaiyia Fraser

I appreciate your delivery thank you
Comment from : Anjelica Cosette De La Rosa

Another "make coffee at home to save for a house" video 😭😭😭
Comment from : Stephanie Eaton

How can I calculate my mortgage payment?
Comment from : Ernesto Rodriguez

It’s the initial sales pitch to push people to buy homes with lenders referrals that kind of erodes the trust, but otherwise it’s a good useful video
Comment from : Bannur Nandeesh

Thank you for your videos What about new construction? 🤔
Comment from : Astrid Jolie

I'm scared this is gonna be my first try , I paid off all my debt car wise and my credit cards are basically under 10 percent my credit scores range from high (1) 600 to (2) 724 ( I can't seems to get them pass 724 where they all were at one point ) I make 18hr also, and I may get a second job I'm looking for a condo or a reasonable sized home and I'm hoping to stay in the 150k to 200k range, anyway my questions are :brbr1) Do I stand a chance ? br2) What do you recommend I fix ?br3) Should I focus on a condo over a house ? (I hear it's generally cheaper ) br4) I'm 28 going 29 and single , will this go against me ? br5) Would you recommend first time home buyers programs like naca and habitat for humanity? brThank you for your time !
Comment from : Fullrusher

You have explained it very well! Thank you for the helpful info
Comment from : Lynn T

Just bought a house with 20 down on a $800k newly built I feel broke
Comment from : Broly Vi

This is strange! About 6 months ago, my wife and I looking to purchase an investment property I applied for a loan with Chase and Amerisave mortgage lender Both turned us down I have 800+ Fico and my wife has 740 I have excellent credit but my wife has thin credit Anyone knows why we were denied?
Comment from : 4ever Young

Don't buy at these prices
Comment from : SCP-001 Database Administrator

Is having your credit limit increased the same as applying for new credit? Based on the one lender I spoke with everything looks fair but he told me NO NEW CREDIT I eant to get atleast 3 offers from different lenders Can you suggest a lender who are specializes in working with small business owners? I'm planning to purchase in early 2023 2k away from paying off all credit cards, 20k to put down on a 200k or lower home and right now Fico is at 706 Hoping that paying off 2k in high int credit will get me to atleast 720 by JanbrI can't do an inflated payment right now Inflation sucks
Comment from : Love Life

Dave Ramsey is an idiot for saying you don’t need credit
Comment from : Joe Gowac

What if u only make 300$ month and u wanna buy a home any atvice
Comment from : Kylia Chappell

This is the best video yet……thank you for this
Comment from : Suzette Gayle

Who can be trusted? Seriously?brEveryone is trying to get overbrbrThe system is so rigged? Multiple inquiries over multiple months while shopping for a home negatively impacts your chance of buying a home?brbrSo ridiculous! I’m trying to buy a freaking homebrbrI’m so stressed out!
Comment from : No More Idols

The llc i’m looking into buying a home from is willing to put 12g towards closing costs or buying down the interest rate 339k brand new manufactured on an acre It’s so tempting but contemplating if I should wait a few more years
Comment from : Esmeralda Manning

I know the Veterans Affairs Home Loan says no money down - $0 down payment But I realize I still need to save for potential closing costs and the VA funding fee
Comment from : Cherelle Marie

most people want you broke but people lile you help us and thank you is not enough for this information
Comment from : Vi Cabezas

Hi JebbrbrYour reading my mind Afraid to buy at high price of properties and a high interest rates❤ I’m taking notes from your video Thank you for this❤
Comment from : Diana Prince

Ok More realistic What about 500 credit score
Comment from : bone cc

Bankers know one thing: ppl love to be married to their miseries Buying a home is one of the biggest lifetraps in America, financial problems are the biggest reasons for divorce in this country and home ownership is smack dead in the middle of it It’s not about wealth or equity, it’s about keeping you long term into consumerism and over consuming which a house makes you do You’re going to be shelling out money every day for repairs and maintenance and that’s why they guilt trip every American to buy one, it’s a process they use, they want u married which gives u kids which forces you to need more space, see how they trick u into bills and lifelong debt? Bankers and politicians are your number one enemy Don’t do it, rent or buy a condo which u don’t have to babysit It will save your life, don’t become a whore to a home improvement store
Comment from : anthony dyson

How long before beginning the home search should I talk to a mortgage professional? Also, how long should I not request additional credit before buying a house for credit cards?
Comment from : DJ Marty

Another thing is to ask the seller to pay for closing costs We just bought a house from an llc and they were desperate to get the property off their hands before they lost more money since home prices are falling
Comment from : Laura Dana

Best way to buy in 2023 is to wait till 2024 when prices are lower
Comment from : Blake Johnson

Buying a house now is a sure loser proposition you are just renting not buying in the end you loose all your money
Comment from : terry san

Dont buy a house now high interest rate - no chance of refinancing to a lower rate for the next 30 years no appreciation only devaluation dont be a moron
Comment from : terry san

Trying to focus on my spouse credit Will adding him as a user on multiple credit cards hurt him? Does that matter?
Comment from : Findi Ojeda

Agreed about planningbrWe bought a house few months back, have you too? It was your plan I believe
Comment from : Barbara

This was the best explained mortgage purchased video EVER! Thank you for speaking to me as if i am 4yrs old 😂
Comment from : Anna Terry

Do you think prices will come down in the state of Ohio?
Comment from : Diana Stewart

Re: Snowball method It is a psychological trick for people bad at paying off debt It is not necessarily smart I had a 7, 5, 3, and 0 loan (car) Paying off the highest interest is the smart choice $5000 at 7 saves me $350 a year, at 3 that's $150 savedbrbrBut paying off the lowest is always better than paying off nothing brbrGranted those are mostly student loans I chose not to go private or consolidate because I wanted the ability to call and say "I lost my job, I'm going to stop paying for a while" without taking a credit hit brbrSame reason I looked into 10 down options with no PMI (American Dream) If I lost my job on a $300k house $30k pays the mortgage for over a year If I keep my job paying an extra $400 a year in interest I can afford
Comment from : Doomed Wit

This channel caters to the recent home buyer who had fomo and purchased at the all time highest prices This 🤡 needs more ignorant new buyers to drink the kool-aid He ignores the horrible economy we have and rising mortgage rates and coming Layoffs He ignores rising inflation and gas prices
Comment from : Anon Ymous

Great video Very accurate information✅Thank U
Comment from : ivy Deangelis

Thanks for the advice Jeb!
Comment from : Sean K

Jeb, are you changing the background in every video? :)
Comment from : Seattle Real Estate- Living and Investing

I see alot of price Drops Still high but not like 4months or 6 months ago
Comment from : koko

Omg If you have to watch a video over this you are stupid
Comment from : Joe Forestandi

Do you think OC / LA area will drop? I feel pointless wait another 6 months not knowing if go down drastically I plan to house hack with a roommate (Looking at 350-400k Condo)
Comment from : MaganaMFG

Will you have any agents from North Carolina coming on?
Comment from : Whyamihere3

Thanks for the Video Jeb!!! I bought a house in January 2021 at 275 I really appreciate your way of thinking
Comment from : Kenneth Ramirez

Thank you for posting this important information! It gives me a strategy in preparing myself for my future property purchase Appreciate any help specially in these times we are in!
Comment from : Laura Avila

Why would it be necessary to run credit if one is more than 90 days out of being in a position to buy ? brbrWouldn’t that credit inquiry be pointless when one could just look at their credit score provided by whatever credit cards they have (assuming the have credit cards) ?
Comment from : Ricolas Cage

Until housing prices come down to pre pandemic levels you are foolish to buy a house because it will be underwater until this happens because interest rates are not coming down anytime soon (2023/2024) and inflation will continue to be at 7-8 until oil prices return to normal levels Right now heating oil is $570 a gallon and is being rationed in NY and NE That's real inflation when it costs you $1K a month to heat your 2200sq ft home to 65F
Comment from : mlhm5

Jeb! So, Jerome Powell wants homes prices to come down and increase unemployment, but I remember a time when your strategy was "the government will save us" Anyways, I've changed my outlook The housing market will crash severely in some areas, but in most places, it will be "sticky," just as you claimed in past videos Most people should wait until inflation gets under control to see if their company will be able to roll over debt (bc of rates), as to not lose job with a new mortgage I really like this video It was pretty great advice
Comment from : Victor Guillory

Mortgage lenders right now: You have 260k in liquid funds and therefore you are good for houses upto 1 million dollars because you have the money for 20 down payment Umm they forget that there's something called emergency funds :face-palm:
Comment from : sashidhar guntury

Helpful info! Appreciate you!
Comment from : Jax Jaxvang

Well you completely shifted gears
Comment from : Graham Hammond

The New Way Home | Mortgage Broker | Real Estate

Spot on, Jeb! Buying at this time also depends on the homebuyer's mindset Also, talk to your mortgage professional people! Excellent breakdown and insight!
Comment from : The New Way Home | Mortgage Broker | Real Estate

I’m in a situation where the price of houses in my area doesn’t bother my affordability, nor does my credit score, but the interest being neat 8 is just disrespectful Central/southern indiana with a 790osh score
Comment from : Doesntmatter

AMAZING! Thanks much
Comment from : Meghan Hill

Lenders will qualify you one way or the other By rule, do no buy a house that is over 40 of your take home (this is even aggressive, not conservative)brbrRealtors will tell you: “you can refinance later,” “you can take out the PMI, next year after you fix it,” “add your family member so you qualify, everyone does it,” or “it’s an investment” Remember, their livelihoods (realtor and mortgage officers) depend on you buying that house brbrDon’t buy something you can’t afford Also, home values are trending down, do not be the idiot buying at highest price and high interest ratebrbrIf you think you are rich, please go for it
Comment from : J Amaru