How to Calculate Your Social Security Benefits

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Information How to Calculate Your Social Security Benefits

Title	:	How to Calculate Your Social Security Benefits
Lasting	:	5.01
Date of publication	:
Views	:	55 rb

Just watched, don't see one thing about HOW to calculate benefits It's all about when to file
Comment from : Ed Siler

I worked outside of the US I now live in North Carolina What do I need to do to collect a SS check?
Comment from : Carlos Ruiz

For Dave Ramsey fans, he has just two reasons to take SS befor 70 One: You need the money Two: You can invest it There you have it
Comment from : Steve Williams

Unfortunately, the Fidelity and most other calculators don't take into account the time value of money which is ridiculous That evens the comparison to a large degree Also, the spousal benefit doesn't come into effect unless you are already taking SS before you die In my case, my wife will be receiving a smaller benefit on her own and won't get any benefit from me if I die before starting SS Early payments and the spousal benefit is kind of like an insurance benefit and has some intrinsic value on its own There are many individual factors to consider such as the fact that we won't be employed while receiving benefits Waiting as long as you can is not the best answer for all by far
Comment from : ggsipaper

😀👍🏻
Comment from : Jason Love

I have watched many videos about the "right" age to begin collecting Social Security When I look at my SS statement it seems so obvious that the best age is 70 I'm 66, my benefit today would be $3,313 If I wait until I'm 70 it will be $4,342 Am I missing something?
Comment from : Ed Rodgers

So the thing that stood out to me was, even 2/3 of the people who make it to 65, won't make it until age 90
Comment from : Jeff B

What a great country! When I turn 70 I can begin collecting an undeserved Federal welfare check In my case, $4328 a month!!
Comment from : Ernie

I have a question, once you’ve hit your 40 credits and if you go to part time for awhile or on a sabbatical does that affect what I will receive in future?
Comment from : Michele S

Discussions about Federal welfare, SS make me nauseas Why are American seniors so greedy???
Comment from : Juan Garcia

Shouldn't you consider the lost opportunity cost of waiting? For example, if you wait until 70, you have missed out on 8 years of lower monthly payments So you are not "ahead" by making that choice until you recoup the 8 years of payments you chose not to take
Comment from : Susan T Springer

I’m on disability I am 65 is it better for me to switch to Social Security or keep on disability
Comment from : Mark Walton

That was comforting to her how to balance and weigh your options instead of thinking of the dooms day keep the advise comming thanks 😊
Comment from : Jesse Wilson

Social Security is federal welfare for old people
Comment from : Ed Rodgers

The odds don't help if you are the odd man out Would you feel the same way if your Dad died at 57?
Comment from : Bill Quattlebaum

I will be 39 next month I got a long way to gobut I will create my own retirement plan by real estate investing
Comment from : macknumber9

Wait until 70 to collect your Federal welfare check Mine will be $4,328 It is all undeserved so why not wait??
Comment from : Ernie

I've had cancer very badly My doctor says I'm high risk and that it will come back, it makes no sense for me to wait until I'm 70 and I'm single, my parents did not make it till age 70,
Comment from : chuck

Take this job and shove it brI ain't working here no more brMy woman done left and took all the reason brI was working for brYou better not try to stand in my way brAs I'm a-walkin' out the door brTake this job and shove it brI ain't working here no more brI've been workin' in this factory brFor now on fifteen years brAll this time I watched my woman brDrownin' in a pool of tears brAnd I've seen a lot of good folk die brThat had a lot of bills to pay brI'd give the shirt right offa' my back brIf I had the guts to say brTake this job and shove it brI ain't working here no more brMy woman done left and took all the reason brI was workin' for brYou better not try to stand in my way brAs I'm a-walkin' out the door brTake this job and shove it brI ain't workin' here no more brWell that foreman, he's a regular dog brThe line boss, he's a fool brGot a brand new flattop haircut brLord, he thinks he's cool brOne of these days I'm gonna' blow my top brAnd that sucker, he's gonna' pay brLord, I can't wait to see their faces brWhen I get the nerve to say brTake this job and shove it brI ain't working here no more brMy woman done left and took all the reason brI was workin' for brYou better not try to stand in my way brAs I'm a-walkin' out the door brTake this job and shove it brI ain't workin' here no more brTake this job and shove it
Comment from : Mike Panklang

How is social security factored if you receive a pension
Comment from : Julie J

Clark, I'm thinking of taking my SSN at 66 plus 2 months I was born in 55 My purpose for this is, it'll be 2k per month I'm still working and will continue as long as I can pretty much I'm in good health I'll put all of those funds in a Roth and will until I finally quit working I earn on my job right at 42k plus per year Any suggestions or thoughts about my thinking process? If I take it now that's 24k per year and by the time I'm 77 or so there will be over 300k in the Roth I need to work because that ssn will be our retirement Our house is paid for and we have very lil dedt
Comment from : Randy Hersey

Your shirt isn't buttoned right
Comment from : Marianne Bradley

Thank you so much for this informative video
Comment from : Masood Jamily

People in the 🇺🇸 are forever thinking about money!! They stress over how much, how little, who get what, money & age and who to leave it to! No wonder there's so much high blood pressure illnesses RELAX people geez!
Comment from : Renee Collin

Yo ya me voy a retirar tengo 62 años y tengo 30 años trabajando
Comment from : Beto Soria

I have a Fidelity account Where do you find their tool on social security?
Comment from : Wilma

Common wisdom says if you are married, the higher earner should wait till 70 while the lower earner can start SS early to maximize family SS benefits Why? Because when one spouse dies you effectively lose the lower SS benefit If higher earner dies first, spouse gets higher survivor benefit
Comment from : Lynda Young

Great stuff Thank you Clark & Clark team
Comment from : Carlos Padilla

The other factor that can play into when to start SS is Medicare I'm planning to work to my full retirement age of 66 & 2 months and I want to keep putting money into a Health Savings Account at work The instant I sign up for Medicare, I loose the HSA contribution so I will defer Medicare from 65 to 662 If you start SS at 65, you will automatically be signed up for Medicare Part A and you have no choice So because I want to keep working and keep the HSA contributions going, I must NOT sign up for Social Security brbrWhy would I want to start Social Security a year early? I ran the numbers It will take 13 years to break even I'd like to take that year's worth of payments that I don't need to live on and save/invest it or use it to pay off debt or solidify an emergency fund
Comment from : Jim Steelman