| Title | : | SAVINGS: 4.25% ISA, 3.04% easy-access, 5% reg saver u0026 more (Feb 2023 update) |
| Lasting | : | 16.52 |
| Date of publication | : | |
| Views | : | 32 rb |
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Kindly do you have any information about the Cash Bank Limited ? Comment from : HASAN ALI |
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If I open a Virgin 1 year fixed ISA account, I know I'm limited to 3 withdraws a year but after the 1 year period and I able to withdraw the full amount if I needed to? Comment from : Mathew Hagan |
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The one big pain I have with constantly changing rates esp Easy Access is the way Banks/Build Socs handle increasesbrCASE 1: Your account is automatically put on the latest rate Easiest and should be the norm IMHO eg Chase, MarcusbrCASE 2: You have to request your account is migrated to the latest rate eg ShawbrookbrCASE 3: You have to close your account to open a new account at the higher rate Awful practice eg Sainsburys Bank - not only do you get new account numbers but also complete welcome pack in the post! What a waste of money Not fully digital? Comment from : Pete Armstrong |
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CHIP is a joke 😡 gave me 57p interest bonus at 3 for 3 months and charged me 45p for each transactions How come that is saving 🤨 Comment from : Gargi Patel |
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Rainy day saver with barclays is fantastic Comment from : its_me_sam |
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Great content Andy! Comment from : Super-Prime UK News |
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Any Euro or Dollars savings account? The pound will go down in long term anyway Comment from : c raccoon |
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Hi can you explain the £5000 allowance allowed before you pay tax rule please Comment from : Irene Manning |
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What do you think of atom bank Comment from : Rat Land |
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Hi Andy, I have a Santander 123 lite account with 5k in it and wondered if it’s better to switch to an edge account Thank you Comment from : Jillian Rouse |
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If you SWITCH to Santander Edge as a joint account, (with your partner) are you eligible for 2 lots of the the £200 cash incentive (receiving £400)? If not, better to open two accounts instead? Comment from : Alan Wilson |
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When you transfer ISA! Do you get interest on the full amount or only on the amount you put in for the current financial year For example: If I transfer to virgin money ISA will I get the 425 interest on the full 60k or will I only receive interest on the amount I put in for that financial yeah IE 20k ? Comment from : Comfort zone |
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Club Lloyds will need £2000 paying in per month to avoid the fee, from April Comment from : Andy K |
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Stumbled across your videos and love them Subscribed and hit the bell Can I keep opening and closing accounts chasing the higher rates without it affecting my credit score? Thanks Comment from : Jamie Hughes |
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fantastic update Comment from : maxmander |
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Excellent Andy, thank you 😊 Comment from : Sam 3000 |
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Thanks Andy and good to see CHIP is going up a touch in a couple of weeks 👍🏻 Comment from : Matt Sennett |
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25bps is more likely Comment from : Troy McClure |
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Martin Lewis of YouTube Comment from : mufizz shaikh |
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If your phone is stolen and they manage to get into your app You are screwed because I don’t think you can get that money back Saw article on the BBC the other day about this Comment from : Taz Bo |
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My friend put 80k in premium bonds He wins £50 to £100 every month But prefers that because he has a chance of winning more, small chance but it’s there Comment from : Taz Bo |
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I get 365 1 year isa and I can open another one in April so that's £730 Hopefully when I open the next one the interest mite go up a little Comment from : GrizMiz |
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Habib Bank Zurich offering 433 on 12 month fix, one of the highest (higher than Virgin) Comment from : nc08aaa |
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What about Zopa? What do you think about it Andy? Comment from : Stephanie Terrett |
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Zopa 326 (95day fix) and for a 31 day fix you get 306, great app Open account in under 2 minsnot joking Comment from : mikeys4u |
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looking at the advice on the intrest rate rise on club Lloyds can you tell us where you got this info from cant see any update on this on the Lloyds website to confirm this? i can see that From 1 April 2023 you’ll need to pay in £2,000 or more up from £1,500 per month but no advice on rate changes, working this out on the full £5000 this would give you about £750 per month or £9000 per year if you kept the full £5,000 in the account to have a club lloyds account Comment from : Chris Corcoran |
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Great video Andy Do you think you could very briefly explain to me HOW you pay tax on savings I know all the reasons WHY (personal savings allowance, only get taxed on any interest earned above that, not including money in ISAs/premium bonds) as that's all been very well explained What I don't know is if you do have any savings tax due, how is it paid? Does HMRC know when it's due or is it your responsibility to keep track of it and submit a return? What happens if you have gone over your allowance without realising? Will HMRC come after you with penalties? How do they know how much interest you've earned? Thank you Comment from : Sam |
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Is that a new microphone? Comment from : Hani |
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Barklays just wasted a few hours of my time Worste bank I have ever had to deal with Comment from : simone bruschi |
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Cheers Andy great advice as always 👍 Comment from : kisskissg60 |
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Ive got kroo andy but my friend wanted to open it and had problems Comment from : Stephen |
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first direct you lose the interest if you don't keep it for 12 months Other ones pay whatever interest you saved when you close them Comment from : The juGGaKNot Empire Games |
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15:40 Why is the annual interest earned lower than expected? For example, wouldn't the interest earned for a 7 First Direct account with a max of £300 a month be £252? Comment from : A J |
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They are not easy access account if you are limited by how many times you can take money out of your account Comment from : christopher hubbard |
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Andy, what is your opinion on Atom Bank? They have really good rates that can last for years if you fix it Comment from : wayne johnson |
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please check out atom bank Comment from : Mr Express |
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Just moved cash ISA to the Virgin 1 Year fixed at 425 - very good account Comment from : Derek Petrie |
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Thanks Andy Great video I put some money in the Coventry building society limited access saver a while ago and it’s still showing as 320 interest despite the fact they don’t do that rate anymore I’m confused 😐 Comment from : Q45 |
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Halifax offer a 1yr fixed saver with an exclusive rate for current account holders At the moment, up to 420 dependent on when current account was opened Interest can be taken monthly for a slightly lower rate Comment from : samba duro |
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Hi Andy, great content as always brI have a Moneybox cash LISA which I maxed out this tax year I was also paying into an old cash HTB ISA which I have applied to switch into the Barclays 1 year fix at 4 - can I only pay into one of these ISAs going forward for the upcoming tax year? Thanks! Comment from : Richard Handler |
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I just got the 41 2 year fixed saver from Nationwide You can put any amount in as well up to like £5 million Not bad Comment from : YourAverageJoe |
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❣️❣️❣️ Andy ❣️❣️❣️ Comment from : Hedwig Wendell-Crumb |
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if you were remorgaging in 3 and haif years would switching current account damage your credit score ? thankyou Comment from : Mark McGrath |
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How ethical is Chip? Comment from : N Bart |
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ANYTHING INTERESTING HAPPENING AT NATIONWIDE BUILDING SOC Comment from : BUDGET LOGISTICS LTD |
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Thank you for your time Andy Comment from : Algernon Sour-Gravy |
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Do Chip and Kroo have/ offer FSCS protection? Comment from : AxilleasLiverpool |
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First Comment from : Goady1000 |
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