| Title | : | BEST SAVINGS ACCOUNTS: 4.35% access, 6% fix, 9.5% regular, 4% Premium Bonds u0026 more -July 2023 update |
| Lasting | : | 15.13 |
| Date of publication | : | |
| Views | : | 57 rb |
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What about wagestream that is 5 percent but you will probably get taxed on how much you earn Comment from : @harrymcfadden2572 |
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Man am 18 I was only looking for the best savings account to open not all of this 4:32 Comment from : @traviszondo429 |
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Is the interest of the accounts you mention paid annual or more frequently? Thank you Comment from : @alanjackson2540 |
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Guys Its safe if i will put long term Isa Nationwide for 1 year with 5 return is that safe ? Thanks Comment from : @nst8561 |
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a summary? Comment from : @carlosf2927 |
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Most of these so-called "banks" I have never heard of! Not putting my money into those :( Comment from : @Juliukas101 |
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O 14:25 o😊 Comment from : @estheroneill3369 |
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Andy,brbrCould you please do a video on joint account & joint saving accounts tactics for couples? (Best joint accounts for monthly bills, best accounts for savings etc)brbrI'm recently married, and i'm trying to find the best 'setup' that works for me and my new wife, and it would be really interesting to hear your thoughts!brbrCheers, Henry! Comment from : @sleight000 |
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Hi Andy Just interested in your thoughts on this — Fiscal drag is pulling more and more people into the higher income tax bracket, meaning they can only earn £500 on interest payments in regular bank accounts It seems crazy that the PSA isn't being increased at a time when the Bank of England and the UK government desperately want to reduce inflation They want to reduce consumer spending and incentivise saving But at a time when the inflation figure dwarfs savings rates and interest earnings could quite easily become a tax liability, surely they're negating the incentive to save? Even a top fixed interest rate earns less than inflation Purchasing power is quickly eroded, so deferring any purchases is likely to cost people more of their money, the longer they wait (unless we go into deflationary period) Yet another reason for Brits to keep spending and fuelling inflation brbrUK employees are taxed when they earntaxed when they spend and increasingly likely to be taxed when they save If the objective is to reduce consumer spending, surely it makes sense to incentivise saving more by raising the PSA significantly Comment from : @paulstearn8629 |
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Regular savers only pay HALF of the advertised rate due to the way interest is calculated Do not fall for them You do not get 7 with first direct, it works out at 35 as I found by following misleading financial advice from Andy Comment from : @OH2023-cj9if |
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Hi Andy, can you explain NatWest Digital Savers Account, it has a 617 interest rate, but I'm not getting paid anywhere near that rate on what I have stored in there? Thanks! Comment from : @kelle_li |
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👍 Comment from : @garytango |
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No sign of 435 easy access rate on Family Building Society savings list? Comment from : @dapdapbamban |
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What bank will allow you to keep up to 500k in equity Comment from : @BIGG_1 |
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CHIP is now 426 AER Comment from : @dogbog99 |
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Is it possible to open savings accounts in other countries possibly accessing better rates? US, Switzerland? EU in general? Middle East? Asia? It would be interesting to know and its implications, thanks Comment from : @MuchoMate |
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44 with a co-op privprem savers account It's a legacy bank account but it moves with the bank of england base rate and is always 01 lower Comment from : @MrSlinxy |
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Instead of paying into a pension which would be the best way to save Comment from : @suearchard816 |
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Marcus up to 4 Comment from : @robertanewman7229 |
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Coventry have just sent me a 58 loyalty bond From now fixed until 31Aug 24 Max £20,000 Comment from : @paulhank7967 |
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I need at least $2m TODAY to be considered wealthy and look to the stock market to fuel my goal In 45 years, this amount will be much higher Just like 45 years ago, the definition of “wealthy” was nowhere near $2m However, I do agree that I have to start somewhere Comment from : @Johnny-se8hk |
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Your website is horrendous Why doesn't it have the interest rates and providers in a template table format? Comment from : @ron5378 |
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Great information thanks Please can you do Informative video on taxes Not so much personal allowance , more on policing it and not getting stung If you go over the allowance etc and best ways to manage it Thanks in advance Comment from : @jaynep367 |
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I watched this to find out about the 95 account and so really disappointed to find out after ten minutes that it is basically not available to anyone! Comment from : @palmersville |
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Chip at 426 so 3rd on the chart for easy access right now Comment from : @rawanbrown4042 |
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thank you Andy your helping so many people out with your knowledge your the next martin Lewis Comment from : @andyman1032 |
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on the yorkshire easy acess, on the website it says the interest is paid annually, im currently in monzo where it is paid montly are there any other easy acesses that pay montly? Comment from : @TERROR-FPS |
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I want to take a fixed isa for 2 years Should I do it now or hold on and see if rates go up? Comment from : @paul-os4rq |
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Chip just gone to 426 Comment from : @mikedennett3291 |
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Chip up to 426 effective 5ty July Comment from : @anowi |
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Does this mean stoozing is back? 👀 Comment from : @bradlowes8453 |
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They've rigged premium bonds so the interest looks higher, but people seem to be winning less small prizes,and you still won't get a big prize,you have been warned! Comment from : @robertwilson214 |
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Don’t forget HMRC will want their tax ! Comment from : @cobbler40 |
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Hey Andy, thanks for the video! How do you get the latest info on the top rates in your table? There are so many to keep up with! Comment from : @Bayta |
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Good showkeep the updates comingI enjoy watching Comment from : @neilboniface2161 |
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Have u actually try it before announce it? Comment from : @hawaiitongie8671 |
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Goverment is now seeing savers pots as a new opportunity of taxing Watch out Comment from : @healthiswealth6797 |
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Great news for me thanks Andy Comment from : @lindaparker4034 |
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With the First Direct regular saver, when is the interest added? Had one since Oct 22 and no interest showing so assume it's annually? 🤔 Comment from : @fionacoles1928 |
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Is the interest payment for chip instant access account monthly or annually? Comment from : @pessimisticbengali265 |
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Did anyone on here manage to get the Newcastle Building society base rate tracker account Easy access guaranteed to not go lower than 07 below the base rate will auto increase with after each rate change Comment from : @davidbrian1556 |
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Be nice to see nationwide up their rates Still rubbish rates 🤨 Comment from : @martinmowbray4304 |
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Hi Andy what if your annual income is below 12k is your personal savings allowance still £1000 before tax Comment from : @tonybell4711 |
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Great video as usual Andy But how comes I was not notified My notification is turned on 😢 Comment from : @comfortzone5618 |
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Fixed at 47 😢 but if you’d told me I could fix at that rate 6 month ago I would’ve been over the moon so ultimately I can’t be uoset Comment from : @georgewood00 |
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Al Rayan bank: 1 year FD with 601, min £5k, no max Comment from : @azeemshahkhan1 |
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Coventry building society just upped their limited access account today to 44 Comment from : @rickheath2274 |
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Thanks for the update Comment from : @BeFree-BeFrugal |
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Great to see rates going up and looks likey to carry on going up, because high rates are here to stay Comment from : @stevenclarke1737 |
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I will have a lump sum soon so I'm keeping an eye on the 1 year fixed rate bonds Possibly with a lesser known name if im brave enough Comment from : @clivecox71 |
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Thanks Andy, great video Just a quick one, in general do the stand alone saving accounts (Thinking online ones more so) do a credit check? Seems difficult to tell looking at some of them Comment from : @jandrews0114 |
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Hoping you could answer a question Andy I have an ISA that was opened last tax year which continued to stay open for this tax year I have paid in some money in to this ISA since April but now rates have gone up I will be transferring to a better provider My question is, as I've already paid in to one cash ISA this tax year, does this mean I can't pay in to the new ISA even if I do a fu transfer in? Am I stuck because I've already paid in to a cash ISA this tax year? Thank you! Comment from : @ianedmondson |
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Thanks Andy I have money in the online saver HSBC I thought £10k was the limit Thanks for letting me know I can put more in Pity they never informed me to my knowledge and I have the App Been banking with them for 40 years But don't just stick to them, thanks to you I have more accounts now than I ever had hot dinner's 😂🙏 Comment from : @samantha392 |
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Hello just to say it would be helpful if you edited the title of the video to be July 2023 not July 23 as this is slightly confusing, thanks! Comment from : @matthewmcb1089 |
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if I open a year fixed savings account, let's da with lloyds, can I add more money in there through the year? Comment from : @ondrav3705 |
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Decided to give premium bonds ago again Comment from : @Goady1000 |
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Thank you Andy just what i was looking for Comment from : @MrCybernick |
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