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I FOUND THE 5 BEST BANK ACCOUNTS OF 2023




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Title :  I FOUND THE 5 BEST BANK ACCOUNTS OF 2023
Lasting :   9.39
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Views :   274 rb


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Comments I FOUND THE 5 BEST BANK ACCOUNTS OF 2023



Han Ta
I currently live in Indiana brNone of those bank have branches in Indiana brAny recommendations brMuch appreciated
Comment from : Han Ta


Matías Orihuela
What do you guys think about Credit Karma's savings account?
Comment from : Matías Orihuela


Hadriel Silva
Did you check fidelity market money? brThank you for your video!
Comment from : Hadriel Silva


Joshua Andreoni
What about BMO ALTO 485 APY HYS? Good bad?
Comment from : Joshua Andreoni


legokingiscool
Redneck bank looks dope 😎
Comment from : legokingiscool


jd rancho
It is only inertia that makes people keep their money - and paychecks - in a Main Street bank account that pays zero interest Anybody who cares about getting the most for their buck - literally - should have a HYSA or non-bank money market account as their primary account, with either a checking account or a bill-pay ffeature as their side account brA universal ATM fee re-imbursement or cash-back at a POS terminal takes care of the times you need cash and rounds out the financial picture
Comment from : jd rancho


jd rancho
As much as I am willing to use online -only banks, as a customer I like the near-by presence of my bank's locations They have saved my bacon more than once when I needed certain services I could only get in-branch brThe bank? JP Morgan Chase
Comment from : jd rancho


ACH-2
Vio Bank offers a Money Market Savings account @ 525 APY and FDIC insured up to $250K per depositor My wife and I are insured up to $500k and interest is paid monthly :) Also CFG bank MM account is 52 APY all the same These other options just can't compete
Comment from : ACH-2


Stephanie Fythm
Thanks for increasing my knowledge on this topic, I recently subscribed to your channel I want to give a big shout-out to all those working tirelessly to earn a living and build wealth during this period My husband and I are both retired as an engineer, we are debt-free, and we're living smart and frugal with our money Despite the economy challenges, we're still earning passive income thanks to our savings and investments Investing lifestyle has enabled us to earn a steady monthly income through passive means, and we're grateful for it
Comment from : Stephanie Fythm


Selena Grimaldo
just turned 18 first gen thank you for making these videos I wish my parents had this when they were figuring everything out
Comment from : Selena Grimaldo


Jake Avni
Thanks Graham, I ended up going with CIT banks platinum savings product! Look forward to seeing how it goes with them! As always, appreciate the content!
Comment from : Jake Avni


achinesechickin
What’s up Graham it’s guys here
Comment from : achinesechickin


Tia Marciel
Love your posts!!!brbrCould you do one for business bank accounts?
Comment from : Tia Marciel


Harshit Joshi
Why M1 finance is not on the list? Anything wrong with M1?
Comment from : Harshit Joshi


J K
Bullcrap list I recommend discover high yield savings account
Comment from : J K


Parker
Any thoughts on Credit Karma savings?
Comment from : Parker


Well-blazered Man
Interesting videobrThe smart move right now, I think, is a 2-3 year CD/savings bond Inflation is largely conquered, so interest rates won't stay high for much longer We're in a sweet-spot
Comment from : Well-blazered Man


nicolas benson
About the current bank situation, I'm really concerned I am worried about a lot more if a bank the size of SVB may fail I have a friend who manages a fast-growing startup and was severely impacted by the bank run I have taken more than $840k out of my bank Since the FDIC only provides coverage up to $250K, an implosion could have negative consequences presently want to invest in the stock market Does anyone have any ideas on how I might proceed?
Comment from : nicolas benson


george cris
Worldwide or just for USA?
Comment from : george cris


Eric Barnes
Ally and SoFi are my personal favorite high interest bank accounts Plus the apps are really easy to use
Comment from : Eric Barnes


Gregory Gerbrandt
What's up, Graham? It's Greg here! Quick and curious question for ya: when you come up with a financial content idea, what's your process for structuring it into something helpful and succinct for others?
Comment from : Gregory Gerbrandt


Lydia Smith
what do you think about betterment?
Comment from : Lydia Smith


Bobby Lite
Do you have to pay taxes on the savings account interest you make? Anyone can let me know thank you
Comment from : Bobby Lite


Coz III
Plus I put money into structured annuities and the like brbrbrJust need a physical bank for my cash deposits and withdraws
Comment from : Coz III


Coz III
How do you deposit your cash brbrbrI only receive cash brbrAny physical buildings
Comment from : Coz III


Tyler Durden
Primis Bank is currently at 516 APY brThe highest ive seen
Comment from : Tyler Durden


surfmotor
I have a 4 american express savings account I can get a debit/credit card for it also Its been great I use it for my long term emergency fund
Comment from : surfmotor


Ivane Maurice Landicho
robinhood is good
Comment from : Ivane Maurice Landicho


Dylan Bingham
I’ve had Wells Fargo since I made my first checking account in 2016, I want to change banks for better interest on savings and get into some investing Is the bank switch process difficult?
Comment from : Dylan Bingham


Michael Day
I wish you could review the Discover savings account They indicate that the interest compounds daily instead of monthly and I am curious if that makes a difference
Comment from : Michael Day


Mr StarOfTruth
this man is so wise , i keep wondering if he was ever a kid
Comment from : Mr StarOfTruth


JC Fontillas
Have you tried UFB for high yield?
Comment from : JC Fontillas


Ilovdance
I would love to see bank accounts for small biz
Comment from : Ilovdance


AbsoluteGears
Why doesn’t graham talk about yotta bank at all isnt he an investor in it?
Comment from : AbsoluteGears


Joey Nevers
Robinhood pays 465 right now
Comment from : Joey Nevers


Warren
Hello What do you think about SOFI Bank?
Comment from : Warren


Jarod G
Does CIT or Wealthfront have a monthly payout? What is it?
Comment from : Jarod G


Ric
Idk what to do i have savings in wells fargo and i have credit cards but i use my debit card for purchases what should i do?
Comment from : Ric


Michael Hilson
No Navy Federal 🤔
Comment from : Michael Hilson


just stopping by
Ive used Ally bank , no issues so far
Comment from : just stopping by


andi aman
Hi Graham, good video and I have a question: which bank did you recommend for e-commerce? Thanks
Comment from : andi aman


eurekaelijah
What are your thoughts on Oportun and their auto saving app?
Comment from : eurekaelijah


Makaio Kalahama
Surprised you didn't mention Capital One, they've been solid for me since starting last year
Comment from : Makaio Kalahama


Dalton Jansen
Got denied from ally because I just turned 18 and dont have a credit history yet
Comment from : Dalton Jansen


James Wise Magic
If Ally doesn't have any physical locations how do you do things such as getting cash from an atm? (of course without having to pay a fee using a random atm)
Comment from : James Wise Magic


ari s
Can you do a video on Credit Karma accounts ?
Comment from : ari s


Agent Smith
Why are there no links to these Banks
Comment from : Agent Smith


AtGorans
Has anyone here tried Relay Financial? Can you tell me your experience with them?
Comment from : AtGorans


Sports Spotlight
can you do some that have a physical location
Comment from : Sports Spotlight


Manny Gonzalez
I’ll never bank with any bank that doesn’t have a physical location brPeople are wild
Comment from : Manny Gonzalez


TheRennarc
Why are you not in prison?
Comment from : TheRennarc


Gioxtream
Do you pay taxes on the money you earned?
Comment from : Gioxtream


King Sargon II
Sixth they must be a Zelle partner
Comment from : King Sargon II


Prabhleen Kaur
Could you do a video on SoFi?
Comment from : Prabhleen Kaur


Christian, PA-S2, PTA
Marcus is a great option as well
Comment from : Christian, PA-S2, PTA


Susan Claire
Marcus is paying higher interest than Ally right now
Comment from : Susan Claire


HT
So if I put $500k into something is real estate better or this?
Comment from : HT


Shaun McCarthy
Ok if you had to pick one bank to do it all, which one would it be?
Comment from : Shaun McCarthy


Hersel Olmos
This information is worth the remake every year js
Comment from : Hersel Olmos


Hersel Olmos
👏🏼
Comment from : Hersel Olmos


Landon P Wilcox
Wealthfront is the GOAT What is a good bank that has physical locations?
Comment from : Landon P Wilcox


ICU
Money market accounts are insured by FDIC up to $250,000
Comment from : ICU


Aztecadr
Graham, have you seen the rates of Vio Bank? Better than any of these you talk about
Comment from : Aztecadr


RustbeltRob classic
starting to think just using a safe and completely going fiscally off grid Have the cash, bank makes money off me, pays nothing, and now with visa backing literally block me from having fun due to stupid fraud alerts
Comment from : RustbeltRob classic


John Benfer
Would be interested in your thoughts on the Wealthfront Automated Bond Portfolio!
Comment from : John Benfer


Erik Munoz
Graham any thoughts on yotta bank
Comment from : Erik Munoz


GSeniorPlay
Capital one currently giving 400 APY on their savings one account
Comment from : GSeniorPlay


Kevin K
Thanks for this great video !! Since you seem to be willing to touch on brokerage products as savings instruments, it would be good to see a video on buying Treasuries and Brokered CD's in an online account such as Vanguard, Schwab, etc including a discussion of the risk/reward elements of those investments, and a quick comparison between current CD rates from brick/mortar banks versus Brokered CD's Thanks again
Comment from : Kevin K


thelotuseater
Wealthfront can transfer your money into an unsecured FDIC account without your knowledge at any time to "secure your money" The cash sweep thing is a bit trick because of this read the fine print in the agreement
Comment from : thelotuseater


Kimberly Chin
I use CIT Bank and I love it!
Comment from : Kimberly Chin


Don dc2
Which bank is for a saving account and gives a good return
Comment from : Don dc2


J I
Anyone use betterment???
Comment from : J I


Dral22 B
Ally and Marcus are brothers My favorite duo, not to mention Marcus is a bank where to put money in the oven and forget it
Comment from : Dral22 B


Relax
Sofi
Comment from : Relax


Joseph Carmine
I’m still skeptical of these new banks with high yield rates that have fine print they can change anytime
Comment from : Joseph Carmine


Luke
Wheres SoFi
Comment from : Luke


Zachary Ferraro
The fact that Ally bank shows the customer service wait time on their website is so convenient
Comment from : Zachary Ferraro


DJFaNaTiiC
I had Varo for a while and it’s just frustrating using an online only bank
Comment from : DJFaNaTiiC


Will Raff
What about Betterment Cash Reserve? Making 45 with them on savings currently
Comment from : Will Raff


Chris Allen
Apple Savings Account pays 415 it’s through Goldman Sachs
Comment from : Chris Allen


Krimstix
What about Capitol One?
Comment from : Krimstix


UKnowUnoB
Redneck bank is wild😭
Comment from : UKnowUnoB


Dark Magician
Something sketchy when the video has 8k like but 1k dislikes 🤨
Comment from : Dark Magician


Feona Lee Jones
Thanks for not using affiliate/sponsor linksit always is of concern when you are promoting/pushing something that you are being paid to promoteso appreciate it!
Comment from : Feona Lee Jones


Matthew S
I use Marcus by Goldman Sachs 4+
Comment from : Matthew S


this guy
Redneck Bank is a gem I've been with them for years and they are always ahead of the game with APY Plus their debit card is great for laughs when handing it to merchants!
Comment from : this guy


Lisa Reynoso
I use Betterment It’s an investment app (just getting started in investing; I’ll find better options once some major life events are over), and it pays currently 45 interest on its savings accounts, which have no fees and are insured up to $2 million for individuals I keep my emergency fund there, and it grows a little every month I have a few thousand in a local bank, and I have a credit card (which I rarely use and don’t keep a balance on), so the 2-3 days it would take to move the money aren’t a big deal
Comment from : Lisa Reynoso


Fisty Cuffs
Was looking at switching off of my horrible BOA account which only pays like 01 Looks like Ally might be a good fit but have you looked into E-trade? Sounds like the have a savings account at like 35 Was wondering what your thought are
Comment from : Fisty Cuffs


Miklos211
You missed Revolut and Wise Way better than any stupid banks
Comment from : Miklos211


Sneadles Gaming
it looks like for redneck bank you need to make 10 debit card transactions per monthly statement cycle to qualify for this rate? :/ yeaaaa
Comment from : Sneadles Gaming


Native2458
How about bask bank n bread savings?!
Comment from : Native2458


Galen Fowler
I have a Vanguard savings account and this month they raised the monthly interest to 450
Comment from : Galen Fowler


Nicolas Blanc
Capital One and Goldman Sachs are a worth mention
Comment from : Nicolas Blanc


Zoë Giana
Have you tried the new Apple Savings account? Also another higher apy at 415
Comment from : Zoë Giana


E Camacho
Surprised there was no mention of Sofi since they seem to be really popular
Comment from : E Camacho


Ramon Sepulveda
Capital One for me…brThey have physical branches in Houston and right now they are paying 375 for their high yield savings account…
Comment from : Ramon Sepulveda



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